| Cash Flow for Jacksonville Bancorp (JXSB) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 619 | 895 | 900 | 876 | 941 | | Provision for Loan Loss | 155 | 60 | 245 | 550 | 2,075 | | Depreciation & Amortization | 505 | 511 | 736 | 1,096 | 1,178 | | Deferred Income Taxes | (134) | (86) | 80 | 55 | 450 | | Change in Assets (Receivables) | (1,506) | (345) | (226) | - | - | | Change in Liabilities (Payables) | 902 | 71 | 612 | - | - | | Investment Securities Gain | (5) | 21 | (17) | (28) | (319) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | 5 | (60) | (83) | (127) | (906) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (44) | 21 | (175) | 754 | 6,303 | | Net Cash from Operating Activities | 497 | 1,086 | 2,073 | 3,176 | 9,722 | | | | Proceeds from Sale/Mat. Inv. | 27,937 | 11,000 | 16,276 | 49,043 | 102,312 | | Purchase of Investment Securities | (19,753) | (9,550) | (5,944) | (42,758) | (134,699) | | Net Increase Fed. Funds Sold | - | 431 | - | 500 | 300 | | Purchase of Property & Equipment | (147) | (165) | (270) | (324) | (2,220) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (24,155) | (12,295) | (16,569) | 812 | 13,772 | | Net Cash from Investing Activities | (16,118) | (10,579) | (6,507) | 7,273 | (20,535) | | | Net Change in Deposits | 12,807 | 14,544 | (7,365) | (9,438) | 9,570 | | Cash Dividends paid | (284) | (213) | (279) | (343) | (268) | | Repayment of Long Term Debt | (2,000) | (4,000) | - | - | - | | Change in Short Term Debt | (99) | 1,685 | (97) | 558 | 14 | | Issuance of Long term Debt | 8,000 | - | 8,000 | - | - | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 25 | 131 | 73 | 440 | 367 | | Purchase of Treasury Stock | (15) | (18) | (57) | (380) | (342) | | Other Financing Activities | 33 | 14 | 46 | (69) | (44) | | Cash from Financing Activities | 18,467 | 12,142 | 321 | (9,233) | 9,297 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 2,845 | 2,649 | (4,112) | 1,217 | (1,516) | | | Cash at Beginning of Period | 9,331 | 6,681 | 10,793 | 9,576 | 11,092 | | Cash at End of Period | 12,175 | 9,331 | 6,681 | 10,793 | 9,576 | | | |
