| Cash Flow for Jefferson Bancshares Inc. (JFBI) | | | | | | | Cash Flow | in Thousands of Dollars | | | 06/2008 | 06/2007 | 06/2006 | 06/2005 | 06/2004 | | | Net Income | 1,247 | 1,691 | 2,330 | 3,450 | 1,387 | | Provision for Loan Loss | 451 | 30 | (68) | - | - | | Depreciation & Amortization | 411 | 370 | 198 | 174 | 114 | | Deferred Income Taxes | 620 | 155 | 174 | 159 | (988) | | Change in Assets (Receivables) | 2,471 | 3,740 | (365) | 352 | 641 | | Change in Liabilities (Payables) | (229) | 3 | 209 | 175 | (220) | | Investment Securities Gain | - | (23) | 165 | 284 | (22) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (52) | (39) | (170) | (413) | (151) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 954 | 590 | 2,852 | 749 | 4,418 | | Net Cash from Operating Activities | 5,873 | 6,517 | 5,325 | 4,930 | 5,179 | | | | Proceeds from Sale/Mat. Inv. | 24,157 | 5,110 | 21,712 | 42,980 | 54,275 | | Purchase of Investment Securities | - | - | (5,158) | (25,647) | (81,922) | | Net Increase Fed. Funds Sold | (23) | - | - | - | - | | Purchase of Property & Equipment | (38) | (4,182) | (5,149) | (2,232) | (1,246) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (8,082) | (20,617) | (44,263) | 480 | (4,201) | | Net Cash from Investing Activities | 16,014 | (19,689) | (32,858) | 15,581 | (33,094) | | | Net Change in Deposits | 3,470 | 21,239 | 4,137 | (10,227) | (119,314) | | Cash Dividends paid | (1,520) | (1,735) | (1,974) | (1,928) | (1,111) | | Repayment of Long Term Debt | (56,900) | (97,100) | (29,000) | (13,000) | (10,500) | | Change in Short Term Debt | - | - | - | - | - | | Issuance of Long term Debt | 45,100 | 89,500 | 64,400 | 24,000 | 14,500 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | - | 160 | 49 | 44 | 57,916 | | Purchase of Treasury Stock | (2,155) | (3,114) | (9,150) | (14,784) | (3,708) | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | (12,005) | 8,950 | 28,462 | (15,895) | (62,217) | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 9,882 | (4,222) | 929 | 4,616 | (90,132) | | | Cash at Beginning of Period | 7,734 | 11,956 | 11,027 | 6,411 | 96,543 | | Cash at End of Period | 17,616 | 7,734 | 11,956 | 11,027 | 6,411 | | | |
