|
Cash Flow for
Jeffersonville Bancorp
(JFBC)
|
|
|
|
|
|
|
| Cash Flow |
in Thousands of Dollars |
|
|
| Net Income |
3,906 |
3,084 |
2,702 |
4,275 |
4,943 |
| Provision for Loan Loss |
2,200 |
1,300 |
265 |
(370) |
90 |
| Depreciation and Amortization |
742 |
627 |
655 |
628 |
635 |
| Deferred Income Taxes |
(335) |
1,417 |
(2,053) |
(76) |
(357) |
| Change in Assets (Receivables) |
237 |
(96) |
4 |
986 |
(1,769) |
| Change in Liabilities (Payables) |
269 |
(2,042) |
1,529 |
(63) |
470 |
| Investment Securities Gain |
(29) |
- |
5,098 |
49 |
4 |
| Net Policy Acquisition Cost |
- |
- |
- |
- |
- |
| Realized Investment Gains |
- |
8 |
- |
- |
(44) |
| Net Premiums Receivables |
- |
- |
- |
- |
- |
| Change in Income Taxes |
- |
- |
- |
- |
- |
| Other Non-Cash Items |
2,089 |
(3,560) |
(2,040) |
(482) |
(424) |
| Net Cash from Operating Activities |
6,504 |
738 |
6,160 |
4,947 |
3,548 |
|
|
| Proceeds from Sale/Mat. Inv. |
40,601 |
22,571 |
29,479 |
34,751 |
11,765 |
| Purchase of Investment Securities |
(41,114) |
(28,049) |
(27,179) |
(22,229) |
(24,012) |
| Net Increase Fed. Funds Sold |
- |
- |
(437) |
(702) |
200 |
| Purchase of Property & Equipment |
(958) |
(1,343) |
(569) |
(1,986) |
(647) |
| Acquisitions |
- |
- |
- |
- |
- |
| Other Investment Changes, Net |
N/A |
(12,501) |
(14,224) |
(2,019) |
(6,517) |
| Net Cash from Investing Activities |
653 |
(19,322) |
(12,930) |
7,815 |
(19,211) |
|
| Net Change in Deposits |
8,803 |
55,481 |
(2,518) |
(25,831) |
12,977 |
| Cash Dividends paid |
(2,202) |
(2,202) |
(2,202) |
(2,134) |
(2,098) |
| Repayment of Long Term Debt |
- |
(20,000) |
(10,000) |
(5,000) |
(15,000) |
| Change in Short Term Debt |
(9,500) |
(10,312) |
5,015 |
4,606 |
476 |
| Issuance of Long term Debt |
- |
- |
15,000 |
15,000 |
10,000 |
| Issuance of Preferred Stock |
- |
- |
- |
- |
- |
| Issuance of Common Stock |
- |
- |
- |
- |
- |
| Purchase of Treasury Stock |
- |
- |
- |
(1,245) |
(2,614) |
| Other Financing Activities |
N/A |
- |
- |
- |
- |
| Cash from Financing Activities |
(2,899) |
22,967 |
5,295 |
(14,604) |
3,741 |
|
|
| Effect of Exchange Rate Changes |
- |
- |
- |
- |
- |
| Net Change in Cash & Equivalents |
4,258 |
4,383 |
(1,475) |
(1,842) |
(11,922) |
|
| Cash at Beginning of Period |
7,518 |
8,953 |
10,428 |
12,270 |
24,192 |
| Cash at End of Period |
11,776 |
13,336 |
8,953 |
10,428 |
12,270 |
| Total Risk-Based Capital Ratio |
0.00 |
0.00 |
17.10 |
18.10 |
18.00 |
|
|
|
