|
Cash Flow for
Kentucky First Federal Bancorp
(KFFB)
|
|
|
|
|
|
|
| Cash Flow |
in Thousands of Dollars |
|
|
| Net Income |
1,715 |
1,756 |
401 |
728 |
932 |
| Provision for Loan Loss |
139 |
668 |
1,044 |
46 |
12 |
| Depreciation and Amortization |
276 |
484 |
218 |
216 |
352 |
| Deferred Income Taxes |
- |
- |
- |
- |
147 |
| Change in Assets (Receivables) |
41 |
(20) |
232 |
(122) |
171 |
| Change in Liabilities (Payables) |
(430) |
(72) |
(311) |
743 |
(218) |
| Investment Securities Gain |
- |
- |
- |
- |
- |
| Net Policy Acquisition Cost |
- |
- |
- |
- |
- |
| Realized Investment Gains |
(898) |
(4,036) |
(4,374) |
(3,755) |
(23) |
| Net Premiums Receivables |
- |
- |
- |
- |
- |
| Change in Income Taxes |
(255) |
4 |
(220) |
693 |
30 |
| Other Non-Cash Items |
298 |
4,722 |
4,198 |
2,857 |
(145) |
| Net Cash from Operating Activities |
1,443 |
3,506 |
1,188 |
1,406 |
1,258 |
|
|
| Proceeds from Sale/Mat. Inv. |
14,568 |
13,666 |
10,637 |
2,095 |
50,925 |
| Purchase of Investment Securities |
(12,500) |
(11,000) |
- |
(7,209) |
- |
| Net Increase Fed. Funds Sold |
- |
- |
- |
- |
- |
| Purchase of Property & Equipment |
(163) |
(121) |
(59) |
(294) |
(110) |
| Acquisitions |
- |
- |
- |
- |
- |
| Other Investment Changes, Net |
N/A |
3,499 |
(3,388) |
188 |
(15,959) |
| Net Cash from Investing Activities |
4,538 |
6,044 |
7,190 |
(5,220) |
34,856 |
|
| Net Change in Deposits |
(5,388) |
(5,029) |
5,226 |
2,109 |
(2,259) |
| Cash Dividends paid |
(1,604) |
(1,112) |
(1,136) |
(1,169) |
(1,182) |
| Repayment of Long Term Debt |
(27,184) |
(22,640) |
(26,295) |
(24,955) |
(42,406) |
| Change in Short Term Debt |
- |
- |
- |
- |
- |
| Issuance of Long term Debt |
29,000 |
16,000 |
18,500 |
17,800 |
25,600 |
| Issuance of Preferred Stock |
- |
- |
- |
- |
- |
| Issuance of Common Stock |
- |
- |
- |
- |
- |
| Purchase of Treasury Stock |
(135) |
(218) |
(573) |
(1,679) |
(2,609) |
| Other Financing Activities |
N/A |
136 |
45 |
(41) |
(12) |
| Cash from Financing Activities |
(5,295) |
(12,863) |
(4,233) |
(7,935) |
(22,868) |
|
|
| Effect of Exchange Rate Changes |
- |
- |
- |
- |
- |
| Net Change in Cash & Equivalents |
686 |
(3,313) |
4,145 |
(11,749) |
13,246 |
|
| Cash at Beginning of Period |
5,049 |
8,362 |
4,217 |
15,966 |
2,720 |
| Cash at End of Period |
5,735 |
5,049 |
8,362 |
4,217 |
15,966 |
| Total Risk-Based Capital Ratio |
0.39 |
0.00 |
0.00 |
0.00 |
0.00 |
|
|
|
