GENERAL

Lafayette is a one-bank holding company incorporated in January of 1999. Lafayette's primary asset is the Bank, a wholly-owned banking subsidiary, which is an Indiana-chartered commercial bank. The Bank received regulatory approval to open in the fall of 2000 and commenced banking operations on November 1, 2000.

At December 31, 2002, Lafayette had $76,710,000 of assets, loans of $60,794,000, deposits of $62,545,000 and shareholders' equity of $8,427,000. The Bank operates from two (2) offices located in Lafayette, Indiana. As of December 31, 2002, the Bank had seventeen (17) full time employees. Lafayette has no full time employees. Lafayette is subject to...