| Balance Sheet for Lake Shore Bancorp Inc. (LSBK) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | | | Cash and Due from Banks | 7,379 | 9,070 | 10,886 | | Fed. Funds Sold/Securities Purchased | 3,122 | 10,882 | 3,508 | | Interest-Bearing Dep at Other Banks | 2,671 | 1,211 | 375 | | Investment Securities, Net | 105,922 | 108,016 | 96,357 | | Net Loans | 218,711 | 205,677 | 206,160 | | Premise and Equipment | 6,923 | 7,234 | 7,653 | | Due from Customers Acceptance | - | - | - | | Trading Account Securities | - | - | - | | Other Receivables | - | - | - | | Accrued Interest | 1,494 | 1,404 | 1,274 | | Deferred Acquisition Cost | - | - | - | | Accrued Investment Income | - | - | - | | Separate Account Business | - | - | - | | Time Deposit Placed | - | - | - | | Intangible Assets | - | - | - | | Other Assets | 11,579 | 10,743 | 7,511 | | Total Assets | 357,801 | 354,237 | 333,724 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | | | Non-Interest Bearing Deposits | 19,321 | 17,458 | 13,809 | | Interesting Bearing Deposits | 221,507 | 232,179 | 237,081 | | Short Term Debt | 18,505 | 10,605 | 11,205 | | Other Liabilities | 7,063 | 7,498 | 6,154 | | Bankers Acceptance Outstanding | - | - | - | | Fed. Funds Purchased/Securities Sold | - | - | - | | Accrued Taxes | - | - | - | | Accrued Interest Payables | - | - | - | | Other Payables | - | - | - | | Capital Lease Obligations | - | - | - | | Claims and Claim Expense | - | - | - | | Future Policy Benefits | - | - | - | | Unearned Premiums | - | - | - | | Policy Holder Funds | - | - | - | | Participating Policyholder Equity | - | - | - | | Separate Accounts Business | - | - | - | | Minority Interest | - | - | - | | Long Term Debt | 37,940 | 32,750 | 37,480 | | Total Liabilities | 304,336 | 300,490 | 305,729 | | | Preferred Stock Equity | - | - | - | | Common Stock Equity | 53,465 | 53,747 | 27,995 | | Total Equities | 53,465 | 53,747 | 27,995 | | | Total Common Shares Outstanding | 6,424 | 6,612 | 5,750 | | Total Preferred shares Outstanding | - | - | - | | | |
