| Balance Sheet for M&F Bancorp Inc. (MFBP) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 18,172 | 37,460 | 32,597 | 19,668 | 25,859 | | Fed. Funds Sold/Securities Purchased | - | - | - | 1,195 | - | | Interest-Bearing Dep at Other Banks | - | - | - | - | - | | Investment Securities, Net | 44,881 | 54,737 | 30,836 | 27,076 | 31,499 | | Net Loans | 144,183 | 159,013 | 165,228 | 166,164 | 147,969 | | Premise and Equipment | 5,636 | 5,880 | 6,034 | 6,196 | 6,320 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | 349 | 1,830 | | Accrued Interest | 1,235 | 1,575 | 1,212 | 1,201 | - | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | - | - | - | - | - | | Other Assets | 8,111 | 9,343 | 9,908 | 8,694 | 6,733 | | Total Assets | 222,218 | 268,008 | 245,815 | 230,541 | 220,210 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 29,904 | 30,612 | 30,005 | - | - | | Interesting Bearing Deposits | 142,150 | 193,217 | 173,747 | 189,059 | 185,898 | | Short Term Debt | - | - | - | 29 | - | | Other Liabilities | 4,000 | 4,601 | 4,118 | 4,339 | 3,067 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | 10,000 | - | - | - | - | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | - | - | - | - | - | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 14,004 | 17,816 | 17,614 | 16,773 | 11,829 | | Total Liabilities | 200,058 | 246,246 | 225,484 | 210,201 | 200,793 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 22,160 | 21,762 | 20,331 | 20,340 | 19,417 | | Total Equities | 22,160 | 21,762 | 20,331 | 20,340 | 19,417 | | | Total Common Shares Outstanding | 1,686 | 1,686 | 1,686 | 1,686 | 1,686 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
