|
Cash Flow for
M&F Bancorp Inc.
(MFBP)
|
|
|
|
|
|
|
| Cash Flow |
in Thousands of Dollars |
|
|
| Net Income |
341 |
606 |
660 |
901 |
927 |
| Provision for Loan Loss |
166 |
903 |
1,853 |
823 |
(299) |
| Depreciation and Amortization |
338 |
356 |
697 |
840 |
432 |
| Deferred Income Taxes |
110 |
250 |
(236) |
(479) |
91 |
| Change in Assets (Receivables) |
745 |
(1,650) |
(566) |
356 |
296 |
| Change in Liabilities (Payables) |
27 |
406 |
(351) |
146 |
(337) |
| Investment Securities Gain |
(445) |
(340) |
(142) |
(61) |
(259) |
| Net Policy Acquisition Cost |
- |
- |
- |
- |
- |
| Realized Investment Gains |
- |
(165) |
(291) |
15 |
(364) |
| Net Premiums Receivables |
- |
- |
- |
- |
- |
| Change in Income Taxes |
- |
- |
- |
- |
- |
| Other Non-Cash Items |
1,429 |
2,095 |
(18) |
(1,524) |
(111) |
| Net Cash from Operating Activities |
2,582 |
394 |
1,606 |
1,017 |
376 |
|
|
| Proceeds from Sale/Mat. Inv. |
25,465 |
12,414 |
18,962 |
19,189 |
35,976 |
| Purchase of Investment Securities |
(48,601) |
(28,272) |
(3,084) |
(3,956) |
(26,148) |
| Net Increase Fed. Funds Sold |
- |
- |
- |
- |
- |
| Purchase of Property & Equipment |
(367) |
(138) |
(385) |
(192) |
(291) |
| Acquisitions |
- |
- |
- |
12,697 |
- |
| Other Investment Changes, Net |
N/A |
N/A |
(2,834) |
(20,184) |
16,723 |
| Net Cash from Investing Activities |
(12,536) |
(1,987) |
12,659 |
7,554 |
26,260 |
|
| Net Change in Deposits |
(8,264) |
(10,540) |
8,240 |
(4,721) |
(51,775) |
| Cash Dividends paid |
(490) |
(488) |
(504) |
(388) |
(337) |
| Repayment of Long Term Debt |
(1,361) |
(658) |
(59,147) |
(31,421) |
(8,812) |
| Change in Short Term Debt |
- |
- |
- |
(10,000) |
10,000 |
| Issuance of Long term Debt |
1,359 |
- |
41,964 |
33,563 |
5,000 |
| Issuance of Preferred Stock |
- |
- |
11,719 |
- |
- |
| Issuance of Common Stock |
- |
- |
- |
- |
- |
| Purchase of Treasury Stock |
- |
- |
- |
- |
- |
| Other Financing Activities |
N/A |
N/A |
- |
- |
- |
| Cash from Financing Activities |
(8,756) |
(11,686) |
2,272 |
(12,967) |
(45,924) |
|
|
| Effect of Exchange Rate Changes |
- |
- |
- |
- |
- |
| Net Change in Cash & Equivalents |
(18,710) |
(13,279) |
16,537 |
(4,396) |
(19,288) |
|
| Cash at Beginning of Period |
61,296 |
74,575 |
13,776 |
18,172 |
37,460 |
| Cash at End of Period |
42,586 |
61,296 |
30,313 |
13,776 |
18,172 |
| Total Risk-Based Capital Ratio |
0.19 |
0.19 |
0.00 |
10.60 |
14.98 |
|
|
|
