|
Income Statement for
Magyar Bancorp Inc.
(MGYR)
|
|
|
|
|
|
|
| Income
[+]
|
in Thousands of Dollars |
|
| Loans |
- |
20,033 |
22,521 |
23,145 |
25,890 |
| Investment Securities |
1,971 |
2,051 |
2,445 |
3,088 |
2,674 |
| Lease Financing Income |
- |
- |
- |
- |
- |
| Other Interest Income |
- |
- |
- |
- |
- |
| Federal Funds Sold/Purchased |
5,000 |
15,000 |
15,000 |
15,000 |
15,000 |
| Interest Bearing Deposits |
- |
- |
- |
- |
- |
| Loans Held for Resale |
- |
- |
- |
- |
- |
| Trading Account Securities |
- |
- |
- |
- |
- |
| Time Deposits Placed |
- |
- |
- |
- |
- |
| Other Money Market Investments |
- |
- |
- |
- |
- |
| Total Money Market Investments |
104 |
149 |
159 |
105 |
256 |
| Total Interest Income |
20,805 |
22,233 |
25,125 |
26,338 |
28,820 |
| Deposits |
3,940 |
5,103 |
6,583 |
9,160 |
11,114 |
| Short-Term Debt |
- |
- |
- |
- |
- |
| Long-Term Debt |
1,869 |
2,303 |
2,728 |
3,028 |
3,178 |
| Federal Funds Sold/Purchased |
5,000 |
15,000 |
15,000 |
15,000 |
15,000 |
| Capitalized Lease Obligations |
- |
- |
- |
- |
- |
| Other Interest Expense |
5,809 |
- |
- |
- |
- |
| Total Interest Income |
20,805 |
22,233 |
25,125 |
26,338 |
28,820 |
| Total Interest Expense |
(5,809) |
(7,406) |
(9,311) |
(12,188) |
(14,292) |
| Net Interest Income |
14,996 |
14,827 |
15,814 |
14,150 |
14,528 |
| Loan Loss Provision |
(1,461) |
(1,748) |
(2,729) |
(8,212) |
(4,255) |
| Net Interest Income After Loan Loss Provision |
13,535 |
13,079 |
13,085 |
5,938 |
10,273 |
| Trust Fees by Commissions |
- |
- |
- |
- |
- |
| Service Charge on Deposit Accounts |
997 |
1,187 |
979 |
923 |
- |
| Other Service Charges |
997 |
- |
- |
1,530 |
911 |
| Security Transactions |
N/A |
133 |
501 |
- |
99 |
| Premiums Earned |
- |
- |
- |
- |
- |
| Net Realized Capital Gains |
- |
745 |
327 |
136 |
(59) |
| Investment Banking Profit |
- |
- |
- |
- |
- |
| Other Non-Interest Income |
882 |
434 |
483 |
490 |
513 |
| Non-Interest Income |
2,165 |
2,499 |
2,290 |
3,079 |
1,464 |
| Salaries and Employee Benefits |
7,319 |
9,924 |
9,309 |
9,121 |
8,443 |
| Net Occupancy Expense |
2,874 |
2,765 |
2,671 |
2,526 |
2,659 |
| Promotion and Advertising |
- |
- |
157 |
226 |
244 |
| Property/Liability Insurance Claims |
- |
1,403 |
1,266 |
1,066 |
- |
| Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Amortization of Deferred Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Current and Future Benefits Expense |
- |
- |
- |
- |
- |
| Other Non-Interest Expense |
1,116 |
1,692 |
1,771 |
2,143 |
3,252 |
| Income, Acquired in Process R&D |
- |
- |
- |
- |
- |
| Income, Restructuring and M&A |
- |
- |
- |
- |
- |
| Other Special Charges |
- |
- |
- |
- |
- |
| Non-Interest Expense |
5,809 |
(15,784) |
(15,174) |
(15,082) |
(14,598) |
| Special Income/Charges |
- |
- |
- |
- |
- |
| Net Income Before Taxes |
21,509 |
(206) |
201 |
(6,065) |
(2,861) |
| Premium Tax (Credit) |
- |
- |
- |
- |
- |
| Minority Interest |
- |
- |
- |
- |
- |
| Income Taxes |
(121) |
(43) |
3,741 |
(55) |
(82) |
| Net Income from Continuing Operations |
509 |
(249) |
3,942 |
(6,120) |
(2,943) |
| Net Income from Discontinued Operations |
- |
- |
- |
- |
- |
| Net Income from Total Operations |
509 |
(249) |
3,942 |
(6,120) |
(2,943) |
| Extraordinary Income/Loss |
- |
- |
- |
- |
- |
| Income from Cum. Effect of Acct Change |
- |
- |
- |
- |
- |
| Income from Tax Loss Carryforward |
- |
- |
- |
- |
- |
| Other Gains |
- |
- |
- |
- |
- |
| Total Net Income |
509 |
(249) |
3,942 |
(6,120) |
(2,943) |
| Normalized Income |
509 |
(249) |
3,942 |
(6,120) |
(2,943) |
| Net Income Available for Common |
509 |
(249) |
3,942 |
(6,120) |
(2,943) |
|
| Results
[+]
|
in Dollars (Preferred Dividends in Thousands) |
|
|
| Dividends Paid Per Share |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Preferred Dividends |
- |
- |
- |
- |
- |
| Basic EPS from Continuing Operations |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
| Basic EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Total Operations |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
| Basic EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Tax Loss Carryforward |
- |
20,033 |
22,521 |
23,145 |
25,890 |
| Basic EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS, Total |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
|
| Basic Normalized Net Income/Share |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
|
| Diluted EPS from Continuing Operations |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
| Diluted EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Total Operations |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
| Diluted EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Tax Loss Carryforward |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS, Total |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
|
| Diluted Normalized Net Income/Share |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
| Revenues Year-to-Date |
22,970 |
24,732 |
27,415 |
29,417 |
30,284 |
| Income Year-to-Date from Total Operations |
509 |
(249) |
3,942 |
(6,120) |
(2,943) |
| EPS Year-to-Date from Total Operations |
0.09 |
-0.04 |
0.68 |
-1.06 |
-0.51 |
| Dividends Paid Per Share, Year-to-Date |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
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