| Cash Flow for Nara Bancorp Inc. (NARA) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 33,199 | 33,806 | 26,857 | 19,782 | 14,313 | | Provision for Loan Loss | 7,530 | 3,754 | 5,427 | 3,900 | 5,385 | | Depreciation & Amortization | 3,143 | 4,527 | 4,023 | 3,301 | 1,624 | | Deferred Income Taxes | (482) | (620) | (405) | (1,028) | (2,783) | | Change in Assets (Receivables) | (1,842) | (5,797) | (4,755) | (2,067) | (7,682) | | Change in Liabilities (Payables) | 1,350 | 283 | 8,166 | 1,329 | 1,233 | | Investment Securities Gain | (27) | (92) | (143) | (743) | (854) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (7,579) | (5,814) | (6,250) | 390 | (4,480) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 183 | 1,124 | (3,997) | (342) | (17,261) | | Net Cash from Operating Activities | 35,475 | 31,171 | 28,923 | 24,522 | (10,506) | | | | Proceeds from Sale/Mat. Inv. | 65,874 | 52,161 | 38,902 | 66,490 | 66,688 | | Purchase of Investment Securities | (158,443) | (39,885) | (81,905) | (74,840) | (88,109) | | Net Increase Fed. Funds Sold | (7,504) | 5,860 | 3,575 | 80 | (1,212) | | Purchase of Property & Equipment | (1,812) | (6,098) | (2,979) | (2,087) | (3,202) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (304,974) | (263,369) | (226,537) | (226,645) | (228,178) | | Net Cash from Investing Activities | (406,859) | (251,331) | (268,944) | (237,000) | (254,013) | | | Net Change in Deposits | 121,111 | 185,749 | 270,511 | 194,560 | 215,102 | | Cash Dividends paid | (2,880) | (2,826) | (2,631) | (2,437) | (2,183) | | Repayment of Long Term Debt | (144,000) | (55,000) | - | - | - | | Change in Short Term Debt | - | - | (59,000) | 30,000 | (5,000) | | Issuance of Long term Debt | 365,000 | 100,000 | - | - | 20,620 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 500 | 7,013 | 21,953 | 1,129 | 1,791 | | Purchase of Treasury Stock | - | - | - | - | - | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | 339,731 | 234,936 | 230,833 | 223,252 | 230,331 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (31,653) | 14,776 | (9,188) | 10,774 | (34,188) | | | Cash at Beginning of Period | 80,800 | 66,024 | 75,212 | 76,438 | 110,626 | | Cash at End of Period | 49,147 | 80,800 | 66,024 | 87,212 | 76,438 | | | |
