| Cash Flow for NASB Financial Inc. (NASB) | | | | | | | Cash Flow | in Thousands of Dollars | | | 09/2007 | 09/2006 | 09/2005 | 09/2004 | 09/2003 | | | Net Income | 15,319 | 20,768 | 25,826 | 25,156 | 23,969 | | Provision for Loan Loss | 1,634 | 745 | 522 | 465 | 538 | | Depreciation & Amortization | (448) | (23) | (1,749) | (452) | 400 | | Deferred Income Taxes | 166 | (462) | 1,920 | 1,378 | (1,091) | | Change in Assets (Receivables) | 17,413 | 56,793 | (1,110) | (1,180) | 435 | | Change in Liabilities (Payables) | (529) | 1,007 | 3,318 | (3,377) | (178) | | Investment Securities Gain | - | (258) | - | (725) | (249) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (14,418) | (14,331) | (17,865) | (11,906) | (12,923) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 847 | (1,050) | (48,266) | (46,447) | 183,857 | | Net Cash from Operating Activities | 19,984 | 63,189 | (37,404) | (37,088) | 194,758 | | | | Proceeds from Sale/Mat. Inv. | 18,003 | 32,853 | 39,599 | 29,486 | 20,602 | | Purchase of Investment Securities | - | - | - | (193,043) | - | | Net Increase Fed. Funds Sold | 1,736 | (1,653) | (4,582) | (2,202) | 1,889 | | Purchase of Property & Equipment | (4,097) | 1,938 | (3,167) | (1,889) | (907) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | 12,920 | (65,827) | (144,505) | (37,318) | (208,839) | | Net Cash from Investing Activities | 28,562 | (32,689) | (112,655) | (204,966) | (187,255) | | | Net Change in Deposits | 4,180 | 47,509 | 120,290 | 29,716 | 23,366 | | Cash Dividends paid | (7,337) | (9,468) | (14,158) | (12,262) | (5,567) | | Repayment of Long Term Debt | (393,848) | 371,000 | 454,000 | (501,421) | - | | Change in Short Term Debt | - | (122,000) | (37,100) | 159,100 | 2,707 | | Issuance of Long term Debt | 379,424 | (337,324) | (355,207) | 560,900 | - | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | - | - | - | 143 | 260 | | Purchase of Treasury Stock | (16,357) | (4,109) | (695) | (180) | (352) | | Other Financing Activities | - | - | - | - | (7,764) | | Cash from Financing Activities | (33,938) | (54,392) | 167,130 | 235,996 | 12,650 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 14,608 | (23,892) | 17,071 | (6,058) | 20,153 | | | Cash at Beginning of Period | 11,442 | 35,334 | 18,263 | 24,321 | 4,168 | | Cash at End of Period | 26,050 | 11,442 | 35,334 | 18,263 | 24,321 | | | |
