Naugatuck Valley Financial Corporation operates as the holding company for Naugatuck Valley Savings and Loan (bank), which provides various financial services to consumers and businesses in Connecticut. The bank accepts NOW accounts, checking accounts, money market accounts, regular savings accounts, club savings accounts, certificate accounts, and various retirement accounts. It also offers one- to four-family residential mortgage loans; multifamily and commercial real estate loans; construction loans; commercial business loans; and consumer loans, such as second mortgage loans and home equity lines of credit, as well as loans secured by passbook or certificate accounts, automobiles, and...