NetBank, Inc. operates as holding company for the NetBank that offers retail banking, mortgage banking, business finance, and ATM and merchant processing services in the United States. It accepts checking accounts, money market accounts, and certificate of deposits to individuals and small businesses. The bank also offers individual retirement accounts; mortgage services; home, auto, boat, personal aircraft, and recreational vehicle loans; credit cards, overdraft protection, brokerage services, financial planning, property and vehicle insurance, payroll services, equipment leasing, and foreign currency exchange. It also provides online bill payment, online check imaging, online...