General

North Bay Bancorp (Bancorp), headquartered in Napa, California, is a California corporation incorporated in 1999. The Bancorp is the Holding Company for The Vintage Bank and Solano Bank (Banks), which are wholly owned subsidiaries, collectively (the Company). North Bay is a registered financial holding company under the Bank Holding Company Act of 1956, as amended, and is subject to the regulations of, and examination by, the Board of Governors of the Federal Reserve System. At present, Bancorp does not engage in any material business activities other than the ownership of the Banks.