Oakwood Homes Corporation, a North Carolina corporation (the “Company”), which was founded in 1946, designs, manufactures, markets and distributes manufactured and modular homes and finances the majority of its retail sales. Prior to November 1, 2002, the Company also provided a variety of insurance products to its customers and assumed a portion of the related underwriting risk through its captive reinsurance business. At September 30, 2002, the Company had a total of 32 manufacturing plants consisting of seven manufacturing plants in Texas, six in North Carolina, four in Indiana, three in each of Georgia and Oregon, two in each of...