OceanFirst Financial Corp. operates as the holding company for OceanFirst Bank, which provides commercial banking services primarily in New Jersey. The bank offers various deposit products, including money market accounts, savings accounts, interest-bearing checking accounts, noninterest bearing accounts, and time deposits. OceanFirst Bank’s loan portfolio primarily includes first mortgage loans secured by one-to-four family residences. The bank also offers commercial real estate, multifamily and land, construction, consumer, home equity, lines of credit, and commercial loans. OceanFirst Bank also provides merchant credit card services, and trust and asset management...
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