Ocean Shore Holding Co. operates as the holding company for Ocean City Home Bank that provides various financial services to consumers and businesses in New Jersey. The bank primarily engages in generating deposits and originating loans. Its deposit products include noninterest-bearing demand deposits, such as checking accounts; interest-bearing demand accounts, including NOW and money market accounts; savings accounts; and certificates of deposits. The bank’s lending activities comprise one-to-four family residential mortgage loans, multifamily and commercial real estate loans, construction loans, commercial loans, and consumer loans. It also offers deposit accounts designed for...