| Balance Sheet for Ocean Shore Holding Co. (OSHC) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 9,540 | 15,657 | 13,400 | 8,149 | 13,759 | | Fed. Funds Sold/Securities Purchased | 6,518 | 21,181 | 2,623 | 42,602 | 17,815 | | Interest-Bearing Dep at Other Banks | - | - | - | - | - | | Investment Securities, Net | 58,915 | 68,131 | 94,190 | 116,802 | 127,673 | | Net Loans | 528,058 | 433,342 | 412,005 | 340,585 | 301,778 | | Premise and Equipment | 9,621 | 10,181 | 8,400 | 8,076 | 7,550 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 2,644 | 2,265 | 2,212 | 2,029 | 2,032 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | - | - | - | - | - | | Other Assets | 14,225 | 11,502 | 11,016 | 10,526 | 9,237 | | Total Assets | 629,523 | 562,260 | 543,846 | 528,769 | 479,844 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 26,809 | 35,224 | 34,223 | 35,318 | 26,907 | | Interesting Bearing Deposits | 388,422 | 381,800 | 382,690 | 380,010 | 363,367 | | Short Term Debt | - | - | - | - | - | | Other Liabilities | 6,346 | 5,227 | 4,605 | 4,521 | 3,802 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | 8,000 | 7,090 | 18,460 | 22,840 | 33,490 | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | 1,205 | 904 | 835 | 821 | 825 | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 135,694 | 69,464 | 42,464 | 25,464 | 27,478 | | Total Liabilities | 566,475 | 499,710 | 483,278 | 468,974 | 455,869 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 63,047 | 62,551 | 60,568 | 59,795 | 23,975 | | Total Equities | 63,047 | 62,551 | 60,568 | 59,795 | 23,975 | | | Total Common Shares Outstanding | 8,362 | 8,694 | 8,763 | 8,763 | 8,763 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
