|
Income Statement for
Ocean Shore Holding Co.
(OSHC)
|
|
|
|
|
|
|
| Income
[+]
|
in Thousands of Dollars |
|
| Loans |
- |
35,897 |
35,890 |
35,115 |
32,930 |
| Investment Securities |
2,529 |
2,111 |
1,753 |
2,034 |
2,896 |
| Lease Financing Income |
- |
- |
- |
- |
- |
| Other Interest Income |
- |
80 |
73 |
76 |
94 |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Interest Bearing Deposits |
- |
- |
- |
- |
- |
| Loans Held for Resale |
- |
- |
- |
- |
- |
| Trading Account Securities |
- |
- |
- |
- |
- |
| Time Deposits Placed |
- |
- |
- |
- |
- |
| Other Money Market Investments |
- |
- |
- |
- |
- |
| Total Money Market Investments |
- |
- |
- |
- |
- |
| Total Interest Income |
36,851 |
38,087 |
37,716 |
37,225 |
35,920 |
| Deposits |
4,217 |
6,132 |
7,775 |
8,930 |
10,321 |
| Short-Term Debt |
- |
- |
- |
- |
- |
| Long-Term Debt |
6,000 |
6,054 |
6,054 |
6,108 |
6,772 |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Capitalized Lease Obligations |
- |
- |
- |
- |
- |
| Other Interest Expense |
10,217 |
- |
- |
- |
- |
| Total Interest Income |
36,851 |
38,087 |
37,716 |
37,225 |
35,920 |
| Total Interest Expense |
(10,217) |
(12,186) |
(13,829) |
(15,038) |
(17,093) |
| Net Interest Income |
26,634 |
25,901 |
23,887 |
22,187 |
18,826 |
| Loan Loss Provision |
(893) |
(473) |
(892) |
(1,251) |
(373) |
| Net Interest Income After Loan Loss Provision |
25,741 |
25,428 |
22,995 |
20,936 |
18,453 |
| Trust Fees by Commissions |
- |
- |
- |
- |
- |
| Service Charge on Deposit Accounts |
1,792 |
1,648 |
1,700 |
1,757 |
1,719 |
| Other Service Charges |
1,792 |
- |
- |
- |
- |
| Security Transactions |
N/A |
10 |
0 |
6 |
(50) |
| Premiums Earned |
- |
- |
- |
- |
- |
| Net Realized Capital Gains |
- |
- |
- |
- |
- |
| Investment Banking Profit |
- |
- |
- |
- |
- |
| Other Non-Interest Income |
2,146 |
1,880 |
1,703 |
1,338 |
1,100 |
| Non-Interest Income |
4,003 |
3,538 |
3,403 |
3,101 |
2,769 |
| Salaries and Employee Benefits |
12,330 |
11,918 |
10,475 |
9,584 |
8,385 |
| Net Occupancy Expense |
- |
4,620 |
3,952 |
3,690 |
3,215 |
| Promotion and Advertising |
488 |
497 |
433 |
455 |
436 |
| Property/Liability Insurance Claims |
- |
717 |
670 |
784 |
121 |
| Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Amortization of Deferred Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Current and Future Benefits Expense |
- |
- |
- |
- |
- |
| Other Non-Interest Expense |
1,386 |
2,625 |
1,994 |
1,620 |
2,106 |
| Income, Acquired in Process R&D |
- |
- |
- |
- |
- |
| Income, Restructuring and M&A |
- |
- |
- |
- |
- |
| Other Special Charges |
- |
- |
- |
(1,077) |
(2,235) |
| Non-Interest Expense |
10,217 |
(20,377) |
(17,523) |
(16,134) |
(14,265) |
| Special Income/Charges |
- |
- |
- |
(1,077) |
(2,235) |
| Net Income Before Taxes |
39,961 |
8,590 |
8,876 |
6,826 |
4,721 |
| Premium Tax (Credit) |
- |
- |
- |
- |
- |
| Minority Interest |
- |
- |
- |
- |
- |
| Income Taxes |
(3,180) |
(3,531) |
(3,431) |
(2,615) |
(1,792) |
| Net Income from Continuing Operations |
5,001 |
5,058 |
5,444 |
4,211 |
2,929 |
| Net Income from Discontinued Operations |
- |
- |
- |
- |
- |
| Net Income from Total Operations |
5,001 |
5,058 |
5,444 |
4,211 |
2,929 |
| Extraordinary Income/Loss |
- |
- |
- |
- |
- |
| Income from Cum. Effect of Acct Change |
- |
- |
- |
- |
- |
| Income from Tax Loss Carryforward |
- |
- |
- |
- |
- |
| Other Gains |
- |
- |
- |
- |
- |
| Total Net Income |
5,001 |
5,058 |
5,444 |
4,211 |
2,929 |
| Normalized Income |
5,001 |
5,058 |
5,444 |
5,289 |
5,165 |
| Net Income Available for Common |
5,001 |
5,058 |
5,444 |
4,211 |
2,929 |
|
| Results
[+]
|
in Dollars (Preferred Dividends in Thousands) |
|
|
| Dividends Paid Per Share |
0.24 |
0.24 |
0.24 |
0.10 |
0.15 |
| Preferred Dividends |
- |
- |
- |
- |
- |
| Basic EPS from Continuing Operations |
0.75 |
0.75 |
0.80 |
0.60 |
0.42 |
| Basic EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Total Operations |
0.75 |
0.75 |
0.80 |
0.60 |
0.42 |
| Basic EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Tax Loss Carryforward |
- |
35,897 |
35,890 |
35,115 |
32,930 |
| Basic EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS, Total |
0.75 |
0.75 |
0.80 |
0.60 |
0.42 |
|
| Basic Normalized Net Income/Share |
0.75 |
0.75 |
0.80 |
0.75 |
0.74 |
|
| Diluted EPS from Continuing Operations |
0.74 |
0.74 |
0.80 |
0.59 |
0.41 |
| Diluted EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Total Operations |
0.74 |
0.74 |
0.80 |
0.59 |
0.41 |
| Diluted EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Tax Loss Carryforward |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS, Total |
0.74 |
0.74 |
0.80 |
0.59 |
0.41 |
|
| Diluted Normalized Net Income/Share |
0.74 |
0.74 |
0.80 |
0.74 |
0.72 |
| Revenues Year-to-Date |
40,854 |
41,626 |
41,119 |
40,327 |
38,688 |
| Income Year-to-Date from Total Operations |
5,001 |
5,058 |
5,444 |
4,211 |
2,929 |
| EPS Year-to-Date from Total Operations |
0.75 |
0.74 |
0.80 |
0.59 |
0.41 |
| Dividends Paid Per Share, Year-to-Date |
0.24 |
0.24 |
0.24 |
0.10 |
0.15 |
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