| Cash Flow for Ohio Legacy Corp. (OLCB) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | (3,639) | 87 | 362 | 1,273 | 609 | | Provision for Loan Loss | 3,483 | 467 | 523 | 306 | 418 | | Depreciation & Amortization | 603 | 584 | 554 | 513 | 485 | | Deferred Income Taxes | - | - | - | - | - | | Change in Assets (Receivables) | (194) | (1,299) | (33) | (169) | (151) | | Change in Liabilities (Payables) | 339 | 181 | 89 | (239) | 87 | | Investment Securities Gain | 340 | - | - | (8) | (113) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (2,285) | (17) | (3) | (0) | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | 693 | (110) | - | - | - | | Other Non-Cash Items | 1,204 | 112 | (75) | (544) | 85 | | Net Cash from Operating Activities | 545 | 6 | 1,417 | 1,131 | 1,420 | | | | Proceeds from Sale/Mat. Inv. | 17,486 | 7,280 | 9,021 | 11,635 | 42,929 | | Purchase of Investment Securities | (20,022) | (2,374) | (3,757) | (14,014) | (44,066) | | Net Increase Fed. Funds Sold | - | (7) | (60) | (308) | (715) | | Purchase of Property & Equipment | (218) | (232) | (1,875) | (224) | (103) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | 20,190 | (21,865) | (26,664) | (23,519) | (31,063) | | Net Cash from Investing Activities | 17,436 | (17,197) | (23,336) | (26,429) | (33,017) | | | Net Change in Deposits | (15,848) | 23,439 | 5,371 | 18,976 | 8,260 | | Cash Dividends paid | - | - | - | - | - | | Repayment of Long Term Debt | (10,788) | (11,582) | (5,508) | (4,472) | (346) | | Change in Short Term Debt | 705 | (1,749) | 3,067 | - | (7) | | Issuance of Long term Debt | 2,025 | 12,000 | 9,200 | 5,000 | 15,000 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | - | - | 932 | 32 | 1,155 | | Purchase of Treasury Stock | - | - | (9) | - | - | | Other Financing Activities | 0 | - | - | 14,566 | - | | Cash from Financing Activities | (23,906) | 22,109 | 13,052 | 34,102 | 24,063 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (5,925) | 4,917 | (8,867) | 8,805 | (7,535) | | | Cash at Beginning of Period | 13,040 | 8,123 | 16,989 | 8,185 | 15,719 | | Cash at End of Period | 7,115 | 13,040 | 8,123 | 16,989 | 8,185 | | | |
