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Income Statement for Old Point Financial Corporation (OPOF)

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Income Statement for Old Point Financial Corporatio  (OPOF) 
$ 18.00    0.00 (0.00%) Volume: 0 11:38 AM EDT Oct 7, 2008
Statement: View:
Income in Thousands of Dollars
12/2007 12/2006 12/2005 12/2004 12/2003
Total Interest Income 49,021 44,885 36,487 33,639 33,167
Total Interest Expense (23,349) (20,276) (12,321) (9,248) (9,643)
Net Interest Income 25,672 24,609 24,166 24,391 23,524
Loan Loss Provision (1,000) (1,200) (1,050) (850) (1,000)
Net Interest Income After Loan Loss Provision 24,672 23,409 23,116 23,541 22,524
Non-Interest Income 12,486 11,406 10,365 9,420 7,468
Non-Interest Expense (26,023) (25,181) (23,585) (21,172) (19,596)
Special Income/Charges - - - - -
Net Income Before Taxes 11,135 9,634 9,896 11,789 10,396
Premium Tax (Credit) - - - - -
Minority Interest - - - - -
Income Taxes (3,166) (2,610) (2,628) (3,209) (2,571)
Net Income from Continuing Operations 7,969 7,024 7,268 8,580 7,825
Net Income from Discontinued Operations - - - - -
Net Income from Total Operations 7,969 7,024 7,268 8,580 7,825
Extraordinary Income/Loss - - - - -
Income from Cum. Effect of Acct Change - - - - -
Income from Tax Loss Carryforward - - - - -
Other Gains - - - - -
Total Net Income 7,969 7,024 7,268 8,580 7,825
Results in Dollars (Preferred Dividends in Thousands)
12/2007 12/2006 12/2005 12/2004 12/2003
Dividends Paid Per Share 0.61 0.56 0.53 0.50 0.43
Preferred Dividends - - - - -
Basic EPS from Continuing Operations 1.61 1.41 1.45 1.72 1.58
Basic EPS from Discontinued Operations 0.00 0.00 0.00 0.00 0.00
Basic EPS from Total Operations 1.61 1.41 1.45 1.72 1.58
Basic EPS from Extraordinary Inc 0.00 0.00 0.00 0.00 0.00
Basic EPS from Cum. Effect of Acct Chg 0.00 0.00 0.00 0.00 0.00
Basic EPS from Tax Loss Carryforward 0.00 0.00 0.00 0.00 0.00
Basic EPS from Other Gains(Loss) 0.00 0.00 0.00 0.00 0.00
Basic EPS, Total 1.61 1.41 1.45 1.72 1.58
Basic Normalized Net Income/Share 1.61 1.41 1.45 1.72 1.58
Diluted EPS from Continuing Operations 1.59 1.38 1.42 1.68 1.54
Diluted EPS from Discontinued Operations 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Total Operations 1.59 1.38 1.42 1.68 1.54
Diluted EPS from Extraordinary Inc 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Cum. Effect of Acct Chg 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Tax Loss Carryforward 0.00 0.00 0.00 0.00 0.00
Diluted EPS from Other Gains(Loss) 0.00 0.00 0.00 0.00 0.00
Diluted EPS, Total 1.59 1.38 1.42 1.68 1.54
Diluted Normalized Net Income/Share 1.59 1.38 1.42 1.68 1.54

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