|
Income Statement for
Old Second Bancorp Inc.
(OSBC)
|
|
|
|
|
|
|
| Income
[+]
|
in Thousands of Dollars |
|
| Loans |
- |
80,084 |
99,297 |
117,666 |
135,335 |
| Investment Securities |
7,628 |
4,476 |
6,561 |
13,756 |
21,682 |
| Lease Financing Income |
- |
- |
- |
- |
- |
| Other Interest Income |
- |
290 |
251 |
225 |
- |
| Federal Funds Sold/Purchased |
17,875 |
901 |
2,018 |
18,374 |
75,245 |
| Interest Bearing Deposits |
119 |
230 |
156 |
39 |
44 |
| Loans Held for Resale |
260 |
342 |
413 |
947 |
637 |
| Trading Account Securities |
- |
- |
- |
- |
- |
| Time Deposits Placed |
- |
- |
- |
- |
- |
| Other Money Market Investments |
- |
- |
- |
- |
- |
| Total Money Market Investments |
119 |
573 |
572 |
1,003 |
910 |
| Total Interest Income |
75,081 |
85,423 |
106,681 |
132,650 |
157,927 |
| Deposits |
9,871 |
16,057 |
22,862 |
39,345 |
56,559 |
| Short-Term Debt |
17 |
- |
18 |
296 |
2,593 |
| Long-Term Debt |
5,845 |
5,415 |
5,160 |
5,654 |
7,052 |
| Federal Funds Sold/Purchased |
17,875 |
901 |
2,018 |
18,374 |
75,245 |
| Capitalized Lease Obligations |
- |
- |
- |
- |
- |
| Other Interest Expense |
15,735 |
- |
- |
- |
- |
| Total Interest Income |
75,081 |
85,423 |
106,681 |
132,650 |
157,927 |
| Total Interest Expense |
(15,735) |
(21,473) |
(28,068) |
(45,513) |
(68,413) |
| Net Interest Income |
59,346 |
63,950 |
78,613 |
87,137 |
89,514 |
| Loan Loss Provision |
(6,284) |
(8,887) |
(89,668) |
(96,715) |
(30,315) |
| Net Interest Income After Loan Loss Provision |
53,062 |
55,063 |
(11,055) |
(9,578) |
59,199 |
| Trust Fees by Commissions |
6,041 |
6,817 |
6,849 |
7,743 |
8,061 |
| Service Charge on Deposit Accounts |
7,682 |
8,135 |
8,563 |
8,779 |
9,318 |
| Other Service Charges |
13,723 |
4,059 |
4,320 |
5,011 |
3,821 |
| Security Transactions |
N/A |
631 |
2,727 |
4,289 |
1,882 |
| Premiums Earned |
- |
- |
- |
- |
- |
| Net Realized Capital Gains |
- |
6,769 |
10,310 |
10,717 |
5,856 |
| Investment Banking Profit |
3,497 |
3,635 |
1,760 |
393 |
- |
| Other Non-Interest Income |
23,051 |
5,962 |
7,725 |
6,115 |
6,335 |
| Non-Interest Income |
42,914 |
36,008 |
42,254 |
43,047 |
35,273 |
| Salaries and Employee Benefits |
34,989 |
47,731 |
46,913 |
46,640 |
44,525 |
| Net Occupancy Expense |
9,455 |
10,713 |
11,338 |
21,832 |
12,853 |
| Promotion and Advertising |
1,309 |
1,106 |
1,461 |
1,256 |
2,013 |
| Property/Liability Insurance Claims |
- |
8,174 |
5,465 |
5,387 |
- |
| Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Amortization of Deferred Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Current and Future Benefits Expense |
- |
- |
- |
- |
- |
| Other Non-Interest Expense |
41,735 |
29,845 |
35,459 |
127,094 |
20,934 |
| Income, Acquired in Process R&D |
- |
- |
- |
- |
- |
| Income, Restructuring and M&A |
- |
- |
- |
- |
- |
| Other Special Charges |
- |
- |
2,656 |
57,579 |
- |
| Non-Interest Expense |
15,735 |
(97,569) |
(100,636) |
(202,209) |
(80,325) |
| Special Income/Charges |
(12,396) |
- |
2,656 |
57,579 |
- |
| Net Income Before Taxes |
99,315 |
(6,498) |
(66,781) |
(111,161) |
14,147 |
| Premium Tax (Credit) |
- |
- |
- |
- |
- |
| Minority Interest |
- |
- |
- |
- |
- |
| Income Taxes |
- |
- |
(41,868) |
45,573 |
(2,323) |
| Net Income from Continuing Operations |
(72) |
(6,498) |
(108,649) |
(65,588) |
11,824 |
| Net Income from Discontinued Operations |
- |
- |
- |
- |
- |
| Net Income from Total Operations |
(72) |
(6,498) |
(108,649) |
(65,588) |
11,824 |
| Extraordinary Income/Loss |
- |
- |
- |
- |
- |
| Income from Cum. Effect of Acct Change |
- |
- |
- |
- |
- |
| Income from Tax Loss Carryforward |
- |
- |
- |
- |
- |
| Other Gains |
- |
- |
- |
- |
- |
| Total Net Income |
(72) |
(6,498) |
(108,649) |
(65,588) |
11,824 |
| Normalized Income |
10,126 |
(6,498) |
(111,305) |
(123,167) |
11,824 |
| Net Income Available for Common |
(5,059) |
(11,228) |
(113,187) |
(69,869) |
11,824 |
|
| Results
[+]
|
in Dollars (Preferred Dividends in Thousands) |
|
|
| Dividends Paid Per Share |
0.00 |
0.00 |
0.02 |
0.10 |
0.62 |
| Preferred Dividends |
4,987 |
4,730 |
4,538 |
4,281 |
- |
| Basic EPS from Continuing Operations |
-0.36 |
-0.79 |
-8.03 |
-5.04 |
0.87 |
| Basic EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Total Operations |
-0.36 |
-0.79 |
-8.03 |
-5.04 |
0.87 |
| Basic EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Tax Loss Carryforward |
- |
80,084 |
99,297 |
117,666 |
135,335 |
| Basic EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS, Total |
-0.36 |
-0.79 |
-8.03 |
-5.04 |
0.87 |
|
| Basic Normalized Net Income/Share |
61.62 |
-0.79 |
-8.23 |
-9.46 |
0.87 |
|
| Diluted EPS from Continuing Operations |
-0.36 |
-0.79 |
-8.03 |
-5.04 |
0.86 |
| Diluted EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Total Operations |
-0.36 |
-0.79 |
-8.03 |
-5.04 |
0.86 |
| Diluted EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Tax Loss Carryforward |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS, Total |
-0.36 |
-0.79 |
-8.03 |
-5.04 |
0.86 |
|
| Diluted Normalized Net Income/Share |
61.62 |
-0.79 |
-8.23 |
-9.46 |
0.86 |
| Revenues Year-to-Date |
117,995 |
121,431 |
148,935 |
175,697 |
193,200 |
| Income Year-to-Date from Total Operations |
(72) |
(6,498) |
(108,649) |
(65,588) |
11,824 |
| EPS Year-to-Date from Total Operations |
-0.36 |
-0.79 |
-8.03 |
-5.04 |
0.86 |
| Dividends Paid Per Share, Year-to-Date |
0.00 |
0.00 |
0.02 |
0.10 |
0.62 |
|
|
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