| Cash Flow for Omni Financial Services Inc. Commmon (OFSI) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2006 | 12/2005 | 12/2004 | | | Net Income | 9,306 | 4,861 | 3,592 | | Provision for Loan Loss | 2,583 | 1,264 | 1,451 | | Depreciation & Amortization | 993 | 830 | 323 | | Deferred Income Taxes | (3,691) | - | - | | Change in Assets (Receivables) | (5,897) | (3,554) | (3,754) | | Change in Liabilities (Payables) | 469 | 3,882 | (743) | | Investment Securities Gain | (13) | 12 | (226) | | Net Policy Acquisition Cost | - | - | - | | Realized Investment Gains | (1,671) | (1,149) | (1,005) | | Net Premiums Receivables | - | - | - | | Change in Income Taxes | - | - | - | | Other Non-Cash Items | 81 | - | - | | Net Cash from Operating Activities | 2,162 | 6,148 | (362) | | | | Proceeds from Sale/Mat. Inv. | 16,427 | 11,366 | 12,928 | | Purchase of Investment Securities | (45,111) | (50,337) | (43,486) | | Net Increase Fed. Funds Sold | - | - | - | | Purchase of Property & Equipment | (492) | (5,217) | (3,235) | | Acquisitions | - | (70,919) | (850) | | Other Investment Changes, Net | (176,326) | 4,264 | (66,144) | | Net Cash from Investing Activities | (205,501) | (110,844) | (100,787) | | | Net Change in Deposits | 194,024 | 75,607 | 54,862 | | Cash Dividends paid | (2,010) | (2,111) | (536) | | Repayment of Long Term Debt | (100,500) | (42,300) | (3,477) | | Change in Short Term Debt | - | (3,970) | 1,215 | | Issuance of Long term Debt | 88,500 | 76,810 | 50,455 | | Issuance of Preferred Stock | - | - | - | | Issuance of Common Stock | 35,446 | 6,946 | 12 | | Purchase of Treasury Stock | (0) | - | (100) | | Other Financing Activities | - | - | - | | Cash from Financing Activities | 215,460 | 110,983 | 102,431 | | | | Effect of Exchange Rate Changes | - | - | - | | Net Change in Cash & Equivalents | 12,120 | 6,286 | 1,282 | | | Cash at Beginning of Period | 10,415 | 4,129 | 2,847 | | Cash at End of Period | 22,535 | 10,415 | 4,129 | | | |
