Income Statement for Optmumbnk Holdings (OPHC)
| | | Income Statement for OptimumBank Holdings Inc. (OPHC) | | | | | | | Income | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | | Total Interest Income | 16,137 | 14,191 | 11,334 | 8,815 | | Total Interest Expense | (9,700) | (8,063) | (5,841) | (4,032) | | Net Interest Income | 6,437 | 6,128 | 5,493 | 4,783 | | Loan Loss Provision | (476) | (265) | (149) | (136) | | Net Interest Income After Loan Loss Provision | 5,961 | 5,863 | 5,344 | 4,647 | | Non-Interest Income | 378 | 628 | 635 | 690 | | Non-Interest Expense | (3,749) | (3,574) | (3,396) | (2,801) | | Special Income/Charges | 155 | - | - | - | | Net Income Before Taxes | 2,745 | 2,917 | 2,583 | 2,536 | | Premium Tax (Credit) | - | - | - | - | | Minority Interest | - | - | - | - | | Income Taxes | (1,003) | (1,083) | (982) | (966) | | Net Income from Continuing Operations | 1,742 | 1,834 | 1,601 | 1,570 | | Net Income from Discontinued Operations | - | - | - | - | | Net Income from Total Operations | 1,742 | 1,834 | 1,601 | 1,570 | | Extraordinary Income/Loss | - | - | - | - | | Income from Cum. Effect of Acct Change | - | - | - | - | | Income from Tax Loss Carryforward | - | - | - | - | | Other Gains | - | - | - | - | | Total Net Income | 1,742 | 1,834 | 1,601 | 1,570 | | | Results | in Dollars (Preferred Dividends in Thousands) | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | | | Dividends Paid Per Share | 0.00 | 0.00 | 0.00 | 0.00 | | Preferred Dividends | - | - | - | - | | | Basic EPS from Continuing Operations | 0.56 | 0.59 | 0.52 | 0.52 | | Basic EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Total Operations | 0.56 | 0.59 | 0.52 | 0.52 | | Basic EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS, Total | 0.56 | 0.59 | 0.52 | 0.52 | | | Basic Normalized Net Income/Share | 0.51 | 0.59 | 0.52 | 0.52 | | | Diluted EPS from Continuing Operations | 0.54 | 0.57 | 0.50 | 0.50 | | Diluted EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Total Operations | 0.54 | 0.57 | 0.50 | 0.50 | | Diluted EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS, Total | 0.54 | 0.57 | 0.50 | 0.50 | | | Diluted Normalized Net Income/Share | 0.49 | 0.57 | 0.50 | 0.50 | | | |
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| Date: | Sep 3, 2008 |
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| Price: | Free |
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| Pages: | 5 |
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