| Cash Flow for Pacific Capital Bancorp (PCBC) | | | | After Hours: $ 16.44 | 0.00 (0.00%) | Volume: 146 | 4:01 PM EDT Oct 10, 2008 | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 100,888 | 94,540 | 99,285 | 87,944 | 75,671 | | Provision for Loan Loss | 113,272 | 64,693 | 53,873 | 12,809 | 18,286 | | Depreciation & Amortization | 8,489 | 39,681 | 19,382 | 17,698 | 12,864 | | Deferred Income Taxes | 8,835 | (16,305) | (991) | 2,497 | 2,708 | | Change in Assets (Receivables) | (170,846) | 1,240 | (3,680) | (16,969) | 3,292 | | Change in Liabilities (Payables) | 4,745 | (1,611) | 8,830 | 5,666 | 1,796 | | Investment Securities Gain | 1,076 | 8,610 | 730 | 2,018 | (2,018) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (67,729) | - | - | - | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | 7,457 | (647) | 1,436 | 8,813 | | Other Non-Cash Items | 5,013 | 3,175 | - | - | 68 | | Net Cash from Operating Activities | 3,743 | 201,480 | 176,782 | 113,099 | 121,480 | | | | Proceeds from Sale/Mat. Inv. | 619,350 | 271,545 | 400,377 | 392,553 | 455,779 | | Purchase of Investment Securities | (326,603) | (60,505) | (211,598) | (492,847) | (903,246) | | Net Increase Fed. Funds Sold | (4,621) | (20,644) | - | - | - | | Purchase of Property & Equipment | (10,079) | (15,263) | (25,480) | (25,362) | (15,662) | | Acquisitions | - | - | (49,544) | (123,282) | - | | Other Investment Changes, Net | (72,280) | (882,579) | (737,833) | (484,685) | (179,762) | | Net Cash from Investing Activities | 205,767 | (707,446) | (624,078) | (733,623) | (642,891) | | | Net Change in Deposits | (82,589) | 28,535 | 251,852 | 366,202 | 338,640 | | Cash Dividends paid | (41,665) | (41,476) | (35,882) | (31,400) | (27,399) | | Repayment of Long Term Debt | (277,304) | (265,801) | (232,126) | (111,220) | (38,621) | | Change in Short Term Debt | (132,169) | 55,712 | 276,251 | 93,797 | 28,616 | | Issuance of Long term Debt | 330,000 | 717,608 | 183,811 | 244,314 | 273,200 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 5,044 | 4,386 | 29,154 | 8,927 | 6,663 | | Purchase of Treasury Stock | (24,944) | - | - | - | (28,208) | | Other Financing Activities | 1,021 | 2,304 | - | - | - | | Cash from Financing Activities | (222,606) | 501,268 | 473,060 | 570,620 | 552,891 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (13,096) | (4,698) | 25,764 | (49,904) | 31,480 | | | Cash at Beginning of Period | 154,182 | 158,880 | 133,116 | 183,020 | 151,540 | | Cash at End of Period | 141,086 | 154,182 | 158,880 | 133,116 | 183,020 | | | |
