| Cash Flow for Parke Bancorp Inc. (PKBK) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 5,852 | 4,624 | 3,494 | 2,722 | 2,002 | | Provision for Loan Loss | 1,161 | 940 | 1,180 | 825 | 923 | | Depreciation & Amortization | 232 | 260 | 191 | 251 | 195 | | Deferred Income Taxes | (569) | (532) | (387) | (46) | (291) | | Change in Assets (Receivables) | (1,282) | (574) | (932) | (717) | (857) | | Change in Liabilities (Payables) | (324) | 1,569 | 1,048 | 321 | 445 | | Investment Securities Gain | 15 | - | 9 | (8) | (64) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (205) | - | - | - | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 135 | 37 | - | 3 | (7) | | Net Cash from Operating Activities | 5,015 | 6,324 | 4,604 | 3,352 | 2,347 | | | | Proceeds from Sale/Mat. Inv. | 6,932 | 2,172 | 7,280 | 5,376 | 14,791 | | Purchase of Investment Securities | (12,739) | (5,208) | (7,413) | (15,621) | (6,926) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (86) | (631) | (97) | (259) | (839) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (96,420) | (51,523) | (70,940) | (42,733) | (53,440) | | Net Cash from Investing Activities | (102,313) | (55,189) | (71,170) | (53,238) | (46,415) | | | Net Change in Deposits | 89,551 | 57,873 | 52,471 | 37,138 | 34,899 | | Cash Dividends paid | (4) | (568) | - | - | - | | Repayment of Long Term Debt | (1,260) | (29,050) | (12,064) | (8,811) | (2,609) | | Change in Short Term Debt | (5,862) | - | - | - | - | | Issuance of Long term Debt | 12,593 | 27,935 | 27,652 | 18,850 | 8,000 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 856 | 666 | 1,135 | 244 | 505 | | Purchase of Treasury Stock | (659) | (1,109) | (51) | - | - | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | 95,215 | 55,746 | 69,144 | 47,421 | 40,796 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (2,083) | 6,881 | 2,578 | (2,465) | (3,273) | | | Cash at Beginning of Period | 11,261 | 4,380 | 1,802 | 4,267 | 7,540 | | Cash at End of Period | 9,178 | 11,261 | 4,380 | 1,802 | 4,267 | | | |
