| Cash Flow for Patapsco Bancorp Inc (PATD) | | | | | | | Cash Flow | in Thousands of Dollars | | | 06/2008 | 06/2007 | 06/2006 | 06/2005 | 06/2004 | | | Net Income | 1,377 | 1,185 | 1,388 | 1,346 | 1,469 | | Provision for Loan Loss | 1,920 | 430 | 65 | 225 | 42 | | Depreciation & Amortization | 77 | 375 | 348 | 212 | 303 | | Deferred Income Taxes | - | - | - | - | - | | Change in Assets (Receivables) | (660) | (165) | 24 | 80 | 541 | | Change in Liabilities (Payables) | 50 | 156 | 327 | (371) | 678 | | Investment Securities Gain | - | - | (2) | - | (99) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | - | (14) | (64) | - | (13) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (1,707) | 105 | 9 | 34 | (178) | | Net Cash from Operating Activities | 1,057 | 2,072 | 2,095 | 1,526 | 2,743 | | | | Proceeds from Sale/Mat. Inv. | 4,695 | 4,304 | 7,658 | 6,946 | 17,455 | | Purchase of Investment Securities | (977) | (20) | (10) | (2,006) | (19,209) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (56) | (2,601) | (838) | (241) | (422) | | Acquisitions | - | - | - | - | 3,974 | | Other Investment Changes, Net | (8,455) | (30,243) | (30,303) | (9,742) | (7,944) | | Net Cash from Investing Activities | (4,793) | (28,560) | (23,493) | (5,043) | (6,146) | | | Net Change in Deposits | 6,796 | 22,905 | 2,603 | (3,627) | 4,894 | | Cash Dividends paid | (520) | (490) | (521) | (500) | (469) | | Repayment of Long Term Debt | (20,700) | (4,250) | (5,183) | (4,667) | (9,300) | | Change in Short Term Debt | - | - | - | - | - | | Issuance of Long term Debt | 19,200 | 8,000 | 25,000 | 2,000 | 12,000 | | Issuance of Preferred Stock | - | - | (65) | - | - | | Issuance of Common Stock | 114 | 338 | 121 | 47 | 89 | | Purchase of Treasury Stock | (659) | (690) | (23) | (105) | - | | Other Financing Activities | 32 | (43) | 6 | (127) | 609 | | Cash from Financing Activities | 4,263 | 25,770 | 21,938 | (6,979) | 7,823 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 527 | (718) | 540 | (10,496) | 4,420 | | | Cash at Beginning of Period | 6,563 | 8,188 | 7,648 | 18,144 | 13,724 | | Cash at End of Period | 7,090 | 7,470 | 8,188 | 7,648 | 18,144 | | | |
