| Balance Sheet for Pathfinder Bancorp Inc. (PBHC) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 9,908 | 7,068 | 7,309 | 6,741 | 5,803 | | Fed. Funds Sold/Securities Purchased | 2,128 | 1,579 | 1,805 | 1,768 | 2,048 | | Interest-Bearing Dep at Other Banks | 305 | 6,655 | 586 | 7,584 | 2,911 | | Investment Securities, Net | 65,010 | 62,640 | 74,239 | 75,069 | 57,559 | | Net Loans | 221,046 | 201,713 | 187,889 | 187,284 | 190,522 | | Premise and Equipment | 7,807 | 7,597 | 8,020 | 7,580 | 6,650 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 1,673 | 1,694 | 1,678 | 1,505 | 1,274 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | 3,840 | 4,021 | 4,244 | 4,467 | 4,690 | | Other Assets | 8,974 | 8,415 | 11,178 | 10,039 | 6,483 | | Total Assets | 320,691 | 301,382 | 296,948 | 302,037 | 277,940 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 22,766 | 20,582 | 20,241 | 19,159 | 15,790 | | Interesting Bearing Deposits | 228,319 | 225,003 | 216,136 | 217,513 | 191,104 | | Short Term Debt | 18,400 | - | 2,000 | 1,000 | 2,100 | | Other Liabilities | 4,337 | 3,432 | 3,128 | 3,024 | 3,301 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | - | - | - | - | - | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | - | - | - | - | - | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 25,165 | 31,515 | 34,515 | 39,515 | 43,860 | | Total Liabilities | 298,987 | 280,532 | 276,020 | 280,211 | 256,155 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 21,704 | 20,850 | 20,928 | 21,826 | 21,785 | | Total Equities | 21,704 | 20,850 | 20,928 | 21,826 | 21,785 | | | Total Common Shares Outstanding | 2,484 | 2,466 | 2,463 | 2,450 | 2,432 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
