| Cash Flow for QC Holdings Inc. (QCCO) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 14,602 | 9,209 | 5,379 | 18,479 | 13,924 | | Provision for Loan Loss | - | - | - | - | - | | Depreciation & Amortization | 7,202 | 6,297 | 5,373 | 2,437 | 1,935 | | Deferred Income Taxes | (2,353) | 133 | (520) | 1,927 | 1,647 | | Change in Assets (Receivables) | (62,635) | (45,076) | (46,695) | (39,852) | 389 | | Change in Liabilities (Payables) | 5,075 | 3,274 | 4,723 | 2,374 | (611) | | Investment Securities Gain | - | - | - | - | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | 2,079 | 338 | 739 | - | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | 1,940 | 857 | 882 | (1,972) | 990 | | Other Non-Cash Items | 54,693 | 37,032 | 45,932 | 25,872 | 135 | | Net Cash from Operating Activities | 20,603 | 12,064 | 15,813 | 9,265 | 18,409 | | | | Proceeds from Sale/Mat. Inv. | - | - | - | - | - | | Purchase of Investment Securities | - | - | - | - | - | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (3,185) | (5,322) | (20,996) | (9,283) | (5,193) | | Acquisitions | (3,641) | (16,303) | (906) | (2,527) | - | | Other Investment Changes, Net | - | - | 24,070 | 1,972 | (9,198) | | Net Cash from Investing Activities | (6,826) | (21,625) | 2,168 | (9,838) | (14,391) | | | Net Change in Deposits | - | - | - | - | - | | Cash Dividends paid | (56,359) | - | - | (3,100) | (400) | | Repayment of Long Term Debt | (31,800) | - | - | (24,347) | (11,107) | | Change in Short Term Debt | - | - | - | (6,256) | 432 | | Issuance of Long term Debt | 90,000 | 16,300 | - | 1,000 | 23,865 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 1,408 | 826 | 842 | 64,073 | - | | Purchase of Treasury Stock | (18,213) | (16,544) | (3,664) | - | (15,000) | | Other Financing Activities | 1,886 | 785 | (45) | 232 | (302) | | Cash from Financing Activities | (13,078) | 1,367 | (2,867) | 31,602 | (2,512) | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 699 | (8,194) | 15,114 | 31,029 | 1,506 | | | Cash at Beginning of Period | 23,446 | 31,640 | 16,526 | 9,497 | 7,991 | | Cash at End of Period | 24,145 | 23,446 | 31,640 | 40,526 | 9,497 | | | |
