| Cash Flow for QCR Holdings Inc. (QCRH) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 5,777 | 2,802 | 4,810 | 5,217 | 5,461 | | Provision for Loan Loss | 2,864 | 3,284 | 877 | 1,372 | 3,405 | | Depreciation & Amortization | 2,215 | 2,662 | 2,548 | 2,477 | 1,891 | | Deferred Income Taxes | 511 | (395) | (109) | (186) | (675) | | Change in Assets (Receivables) | (3,466) | (5,689) | (1,660) | (3,888) | 1,650 | | Change in Liabilities (Payables) | 3,186 | 5,561 | 2,973 | 1,146 | (1,722) | | Investment Securities Gain | - | 143 | (0) | - | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (1,433) | (1,619) | (922) | (1,149) | (3,617) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 409 | 437 | 2,324 | 2,424 | 23,843 | | Net Cash from Operating Activities | 10,064 | 7,185 | 10,841 | 7,414 | 30,237 | | | | Proceeds from Sale/Mat. Inv. | 92,604 | 67,878 | 46,985 | 63,189 | 43,220 | | Purchase of Investment Securities | (129,122) | (79,759) | (82,281) | (86,744) | (91,747) | | Net Increase Fed. Funds Sold | (4,300) | 2,130 | (1,560) | 1,140 | 10,365 | | Purchase of Property & Equipment | (3,149) | (8,114) | (9,779) | (7,612) | (4,152) | | Acquisitions | - | - | (4,967) | - | - | | Other Investment Changes, Net | (160,164) | (204,994) | (77,366) | (135,067) | (90,151) | | Net Cash from Investing Activities | (204,131) | (222,859) | (128,969) | (165,093) | (132,465) | | | Net Change in Deposits | 53,980 | 176,943 | 110,488 | 76,364 | 76,904 | | Cash Dividends paid | (1,334) | (363) | (361) | (337) | (277) | | Repayment of Long Term Debt | (54,444) | (46,645) | (32,325) | (35,710) | (11,306) | | Change in Short Term Debt | 71,512 | 4,214 | 2,699 | 53,161 | 18,747 | | Issuance of Long term Debt | 115,328 | 71,810 | 54,855 | 56,120 | 17,550 | | Issuance of Preferred Stock | 7,274 | 12,884 | - | - | - | | Issuance of Common Stock | 422 | 339 | 356 | 5,029 | 149 | | Purchase of Treasury Stock | - | - | - | - | - | | Other Financing Activities | 22 | 38 | - | (3) | - | | Cash from Financing Activities | 192,760 | 219,221 | 135,712 | 154,624 | 101,767 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (1,307) | 3,546 | 17,584 | (3,055) | (461) | | | Cash at Beginning of Period | 42,503 | 38,957 | 21,372 | 24,428 | 24,888 | | Cash at End of Period | 41,196 | 42,503 | 38,957 | 21,372 | 24,428 | | | |
