| Cash Flow for Taylor Capital Group Inc. (TAYC) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | (9,570) | 46,163 | 31,771 | 22,661 | 18,747 | | Provision for Loan Loss | 31,900 | 6,000 | 5,523 | 10,083 | 9,233 | | Depreciation & Amortization | 3,393 | (700) | 408 | 1,743 | 2,348 | | Deferred Income Taxes | (7,806) | 2,690 | (814) | (1,236) | (2,667) | | Change in Assets (Receivables) | (8,225) | (1,433) | (7,562) | (832) | 3,636 | | Change in Liabilities (Payables) | 1,622 | (6,373) | 9,652 | 2,855 | 4,802 | | Investment Securities Gain | - | - | (127) | - | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | - | - | (3,395) | 225 | (175) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 28,582 | (11,364) | 667 | 1,633 | 5,274 | | Net Cash from Operating Activities | 39,896 | 34,983 | 36,123 | 37,132 | 41,198 | | | | Proceeds from Sale/Mat. Inv. | 133,486 | 105,492 | 69,845 | 198,160 | 243,992 | | Purchase of Investment Securities | (344,069) | (115,072) | (206,005) | (251,894) | (243,964) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (4,860) | (3,181) | (5,702) | (1,235) | (6,057) | | Acquisitions | - | - | - | - | - | | Other Investment Changes, Net | (45,328) | (116,342) | (189,501) | (250,849) | (88,217) | | Net Cash from Investing Activities | (260,771) | (129,103) | (331,363) | (305,818) | (94,246) | | | Net Change in Deposits | (61,081) | 99,435 | 279,491 | 273,002 | 49,335 | | Cash Dividends paid | (4,388) | (2,651) | (2,402) | (4,159) | (5,709) | | Repayment of Long Term Debt | (240,000) | (101,031) | (10,500) | (25,000) | (15,000) | | Change in Short Term Debt | 126,735 | (36,107) | 68,879 | 10,439 | 3,748 | | Issuance of Long term Debt | 365,000 | 105,000 | - | 40,848 | 15,000 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 717 | 2,675 | 41,587 | 2,552 | 1,269 | | Purchase of Treasury Stock | (17,579) | - | - | (38,250) | - | | Other Financing Activities | 112 | 654 | - | - | - | | Cash from Financing Activities | 169,516 | 67,975 | 377,055 | 259,432 | 48,643 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (51,359) | (26,145) | 81,815 | (9,254) | (4,405) | | | Cash at Beginning of Period | 134,920 | 161,065 | 79,250 | 88,504 | 92,909 | | Cash at End of Period | 83,561 | 134,920 | 161,065 | 79,250 | 88,504 | | | |
