Where You Can Find More Information

Under Sections 13 and 15(d) of the Exchange Act, periodic and current reports must be filed with the SEC. The Company electronically files the following reports with the SEC: Form 10-KSB (The Annual Report), Form 10-QSB (Quarterly Report), Form 8-K (Report of Unscheduled Material Events), and Form DEF 14A (Proxy Statement). The Company may file additional forms. The SEC maintains an Internet site, www.sec.gov, by which all forms filed electronically may be accessed. Additionally, shareholder information is available free of charge on Company's website: www.temvalbank.com.