| Cash Flow for The Bancorp Inc (TBBK) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 14,340 | 12,500 | 7,447 | 3,718 | 1,071 | | Provision for Loan Loss | 5,400 | 2,975 | 2,100 | 1,632 | 685 | | Depreciation & Amortization | 1,130 | 1,996 | 912 | 685 | 793 | | Deferred Income Taxes | 171 | 552 | 111 | (1,043) | (250) | | Change in Assets (Receivables) | (879) | (5,640) | (2,002) | (3,226) | 650 | | Change in Liabilities (Payables) | (43) | 5,502 | 854 | 861 | (284) | | Investment Securities Gain | 2 | - | (56) | (481) | (787) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (40) | - | - | - | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 331 | 247 | (62) | - | - | | Net Cash from Operating Activities | 20,412 | 18,132 | 9,304 | 2,146 | 1,878 | | | | Proceeds from Sale/Mat. Inv. | 13,539 | 1,416 | 45,171 | 27,774 | 34,518 | | Purchase of Investment Securities | (21,129) | (13,529) | (30,208) | (123,135) | (25,218) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (1,854) | (1,549) | (1,714) | (1,402) | (431) | | Acquisitions | (50,423) | - | (698) | - | - | | Other Investment Changes, Net | (225,156) | (383,325) | (248,745) | (195,514) | (69,133) | | Net Cash from Investing Activities | (285,023) | (396,987) | (236,194) | (292,277) | (60,264) | | | Net Change in Deposits | 209,063 | 336,667 | 344,507 | 111,316 | 67,322 | | Cash Dividends paid | (68) | (75) | (942) | (169) | - | | Repayment of Long Term Debt | - | - | (10,276) | - | - | | Change in Short Term Debt | (14,299) | 61,237 | (13,144) | 60,049 | (1,005) | | Issuance of Long term Debt | 13,401 | - | - | - | - | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 1,284 | 775 | 4,335 | 96,255 | 4,104 | | Purchase of Treasury Stock | - | - | - | - | - | | Other Financing Activities | 267 | 279 | - | - | - | | Cash from Financing Activities | 209,648 | 398,883 | 324,480 | 267,451 | 70,421 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (54,963) | 20,028 | 97,590 | (22,680) | 12,035 | | | Cash at Beginning of Period | 137,121 | 117,093 | 19,503 | 42,183 | 30,148 | | Cash at End of Period | 82,158 | 137,121 | 117,093 | 19,503 | 42,183 | | | |
