| Cash Flow for The Bank Holdings Inc. (TBHS) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 1,729 | 2,083 | 1,412 | 281 | (565) | | Provision for Loan Loss | 3,009 | 771 | 1,069 | 764 | 602 | | Depreciation & Amortization | 1,380 | 817 | 907 | 1,099 | 1,281 | | Deferred Income Taxes | - | - | - | - | - | | Change in Assets (Receivables) | - | - | (361) | - | - | | Change in Liabilities (Payables) | - | - | - | - | - | | Investment Securities Gain | (121) | (474) | (245) | (1,088) | (497) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | 71 | - | - | 119 | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (13,433) | 8,270 | 85 | 107 | (446) | | Net Cash from Operating Activities | (7,367) | 11,467 | 2,867 | 1,282 | 375 | | | | Proceeds from Sale/Mat. Inv. | 28,210 | 23,870 | 13,119 | 86,378 | 52,012 | | Purchase of Investment Securities | (15,802) | (37,488) | (28,063) | (82,925) | (80,167) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (551) | (936) | (360) | (1,399) | (248) | | Acquisitions | - | 13,487 | - | - | - | | Other Investment Changes, Net | (9,461) | (97,886) | (85,495) | (84,164) | (57,615) | | Net Cash from Investing Activities | 2,396 | (98,953) | (100,799) | (82,110) | (86,018) | | | Net Change in Deposits | (45,662) | 32,470 | 149,857 | 39,594 | 81,477 | | Cash Dividends paid | - | - | - | - | - | | Repayment of Long Term Debt | - | - | - | - | (15) | | Change in Short Term Debt | 31,080 | 31,530 | (30,500) | 24,375 | 6,125 | | Issuance of Long term Debt | - | - | 15,464 | - | - | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | - | 14,938 | 20 | 16,261 | - | | Purchase of Treasury Stock | - | - | - | - | - | | Other Financing Activities | - | - | - | - | (118) | | Cash from Financing Activities | (14,582) | 78,938 | 134,841 | 80,230 | 87,469 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (19,553) | (8,548) | 36,909 | (598) | 1,826 | | | Cash at Beginning of Period | 33,723 | 42,271 | 5,362 | 5,960 | 4,134 | | Cash at End of Period | 14,170 | 33,723 | 42,271 | 5,362 | 5,960 | | | |
