| Cash Flow for Tompkins Financial Corp. (TMP) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 26,371 | 27,767 | 27,685 | 25,615 | 24,205 | | Provision for Loan Loss | 1,529 | 1,424 | 2,659 | 2,860 | 2,497 | | Depreciation & Amortization | 6,430 | 6,395 | 6,195 | 6,462 | 7,875 | | Deferred Income Taxes | (1,529) | (2,264) | (2,222) | 160 | 188 | | Change in Assets (Receivables) | (11,866) | (1,338) | (1,436) | (61) | (150) | | Change in Liabilities (Payables) | (399) | 1,255 | 962 | 74 | (140) | | Investment Securities Gain | (996) | (15) | 1,851 | (98) | (43) | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (132) | (2,760) | (472) | (278) | (938) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | 18,165 | 7,090 | 2,965 | 1,133 | 944 | | Net Cash from Operating Activities | 37,573 | 37,554 | 38,187 | 35,867 | 34,438 | | | | Proceeds from Sale/Mat. Inv. | 203,967 | 153,706 | 231,960 | 291,721 | 420,501 | | Purchase of Investment Securities | (234,983) | (175,284) | (245,806) | (316,067) | (501,759) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (5,414) | (9,562) | (6,814) | (7,799) | (4,342) | | Acquisitions | (314) | (3,294) | - | (484) | (274) | | Other Investment Changes, Net | (117,805) | (85,417) | (103,516) | (107,845) | (120,702) | | Net Cash from Investing Activities | (154,549) | (119,851) | (124,176) | (140,474) | (206,576) | | | Net Change in Deposits | 11,406 | 26,410 | 122,137 | 149,748 | 70,840 | | Cash Dividends paid | (12,023) | (11,307) | (10,504) | (9,769) | (9,093) | | Repayment of Long Term Debt | (83,974) | (94,011) | (78,207) | (40,436) | (80,847) | | Change in Short Term Debt | 3,404 | 38,839 | (1,064) | (34,193) | 110,065 | | Issuance of Long term Debt | 208,100 | 116,075 | 78,577 | 16,628 | 85,500 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 611 | 2,251 | 825 | 781 | 856 | | Purchase of Treasury Stock | (12,914) | (9,983) | (897) | (2,976) | (3,725) | | Other Financing Activities | 51 | 400 | (13) | - | - | | Cash from Financing Activities | 114,661 | 68,674 | 110,854 | 79,783 | 173,596 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (2,315) | (13,623) | 24,865 | (24,824) | 1,458 | | | Cash at Beginning of Period | 52,174 | 65,797 | 40,932 | 65,756 | 64,298 | | Cash at End of Period | 49,859 | 52,174 | 65,797 | 40,932 | 65,756 | | | |
