Tower Group, Inc., through its subsidiaries, provides a range of specialized property and casualty insurance products and services to small to mid-sized businesses and individuals principally in the New York City. It operates in three segments: Insurance, Reinsurance, and Insurance Services. The Insurance segment offers commercial multiple-peril, monoline general liability, commercial umbrella, monoline property, workers’ compensation, and commercial automobile policies. This segment’s personal lines products consist of homeowners, dwelling, and other liability policies. The Reinsurance segment accepts or assumes reinsurance directly from issuing companies or indirectly from...