on June 1, 1998 at its main office at 1057 Providence Road, Charlotte, North Carolina. On October 1, 1998, the Bank opened a branch office at 325 South Sharon Amity Road, Charlotte, North Carolina. On March 26, 2001, the Bank opened a branch office at 4519 Sharon Road, Charlotte, North Carolina. On March 22, 2004, the Bank opened a branch office at 7609 Matthews-Mint Hill Road, Mint Hill, North Carolina, which is a community neighboring Charlotte. The Bank operates to serve the banking needs of individuals and ses in its market area. The Bank offers a range of banking services including checking and savings accounts; commercial, consumer, and personal and mortgage...