Our overall strategic plan is to continue to develop, add and offer other synergistic services that drive electronic payments and transactions to multiple clients. We believe in the evolution from an Internet-based (web centric) environment of today to a wireless technology (more mobile centric) environment in the future. We expect that this convergence of Internet and wireless technologies will provide economies of scale and ease of use that will support transaction-based and usage-based business. The long-term vision is to support the convergence of biometrics, Internet and wireless technologies (web centric/mobile centric) to enable user-friendly banking and commercial transactions. This will be supported by a usage gateway that facilitates revenue-generating services achieved through industry partnerships and strategic alliances. Our current focus is to service our new municipal software, and OurTown2 clients, while expanding the municipal base, and introduce the passive recurring revenue of transaction-based electronic payments.

The software infrastructure is a key element in not only differentiating our offerings, but also providing our customers the ability to adjust to the constant changes in the marketplace. The applications are real-time on-demand applications. Also our intellectual properties are key assets that we expect will create barriers to entry for the competition with respect to development and implementation times for competing software applications. We believe that as the applications from the digital distribution hub increase, the consolidation of software interface will become even more efficient, and our client's acquisition costs should go down while the return on investment increases.