| Cash Flow for UMB Financial Corp. (UMBF) | | | | After Hours: $ 53.30 | 0.00 (0.00%) | Volume: 100 | 4:03 PM EDT Sep 5, 2008 | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 74,213 | 59,767 | 56,318 | 42,839 | 58,879 | | Provision for Loan Loss | 9,333 | 8,734 | 5,775 | 5,370 | 12,005 | | Depreciation & Amortization | 32,223 | 33,721 | 45,856 | 59,681 | 58,020 | | Deferred Income Taxes | 1,253 | (569) | 3,259 | 6,362 | (5,440) | | Change in Assets (Receivables) | 22,531 | (706) | (15,264) | 3,838 | 17,833 | | Change in Liabilities (Payables) | 130 | 26,981 | 17,717 | (3,289) | 37 | | Investment Securities Gain | (1,010) | (117) | 225 | 418 | 9,871 | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | 597 | (793) | (9,237) | - | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (7,989) | 1,819 | 623 | 1,819 | 7,086 | | Net Cash from Operating Activities | 131,281 | 128,837 | 105,272 | 117,038 | 158,291 | | | | Proceeds from Sale/Mat. Inv. | 1,842,463 | 8,409,557 | 9,861,158 | 9,993,967 | 13,251,626 | | Purchase of Investment Securities | (1,933,590) | (8,213,282) | (9,533,111) | (10,085,815) | (12,879,353) | | Net Increase Fed. Funds Sold | 136,910 | (422,344) | (132,979) | (16,884) | (158,884) | | Purchase of Property & Equipment | (27,388) | (39,772) | (45,429) | (41,623) | (20,081) | | Acquisitions | (785) | (43,308) | - | - | - | | Other Investment Changes, Net | (172,015) | (205,359) | (630,084) | (148,562) | (85,649) | | Net Cash from Investing Activities | (154,405) | (514,508) | (480,445) | (298,917) | 107,659 | | | Net Change in Deposits | 241,838 | 135,438 | 640,213 | (252,421) | (211,260) | | Cash Dividends paid | (29,278) | (21,833) | (19,015) | (18,203) | (17,618) | | Repayment of Long Term Debt | (4,468) | (2,231) | (2,690) | (4,209) | (16,017) | | Change in Short Term Debt | 129,676 | 232,612 | (149,393) | 300,895 | (59,960) | | Issuance of Long term Debt | 2,480 | 1,781 | 20,110 | 8,980 | 5,995 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 1,597 | 1,111 | 1,295 | 1,042 | 431 | | Purchase of Treasury Stock | (43,309) | (29,598) | (13,194) | (4,411) | (12,074) | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | 298,536 | 317,279 | 477,326 | 31,673 | (310,503) | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 275,412 | (68,392) | 102,153 | (150,206) | (44,553) | | | Cash at Beginning of Period | 531,188 | 599,580 | 497,427 | 647,588 | 691,703 | | Cash at End of Period | 806,600 | 531,188 | 599,580 | 497,382 | 647,150 | | | |
