| Balance Sheet for United Bancorp Inc. (UBCP) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 4,678 | 6,817 | 10,009 | 7,581 | 8,387 | | Fed. Funds Sold/Securities Purchased | 4,624 | 4,556 | 4,306 | 4,115 | 3,954 | | Interest-Bearing Dep at Other Banks | 7,646 | 7,737 | 3,868 | - | - | | Investment Securities, Net | 181,466 | 151,678 | 142,208 | 152,764 | 156,413 | | Net Loans | 232,197 | 229,172 | 229,107 | 212,451 | 195,765 | | Premise and Equipment | 7,077 | 7,261 | 7,605 | 7,760 | 8,152 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 3,146 | 2,578 | 2,363 | 2,253 | 2,374 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | - | - | 18 | 34 | 57 | | Other Assets | 10,536 | 11,854 | 12,449 | 10,563 | 10,421 | | Total Assets | 451,370 | 421,653 | 411,933 | 397,522 | 385,523 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 146,057 | 23,703 | 26,614 | 31,777 | 30,050 | | Interesting Bearing Deposits | 184,431 | 306,302 | 280,301 | 268,852 | 274,476 | | Short Term Debt | 19,609 | - | 35,000 | 34,640 | 15,283 | | Other Liabilities | 1,460 | 1,829 | 1,517 | 1,196 | 2,149 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | 61,926 | 53,239 | 19,687 | 15,792 | 5,485 | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | - | - | - | - | - | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Long Term Debt | 4,000 | 4,000 | 16,334 | 12,439 | 25,565 | | Total Liabilities | 417,483 | 389,073 | 379,453 | 364,697 | 353,008 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 33,887 | 32,580 | 32,480 | 32,824 | 32,514 | | Total Equities | 33,887 | 32,580 | 32,480 | 32,824 | 32,514 | | | Total Common Shares Outstanding | 4,989 | 5,048 | 5,047 | 4,664 | 4,720 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
