United Bankshares, Inc., through its banking subsidiaries, provides primarily community banking and mortgage banking services in West Virginia, Ohio, and Virginia. It engages in generating deposits and originating loans. The company’s deposit products primarily include checking, savings, time, and money market accounts. Its loan portfolio comprises personal, commercial, floor plan, and student loans; and construction and real estate loans, as well as commercial, commercial real estate, and consumer loans. United Bankshares also offers an Internet banking service, Smart Touch Online Banking; and Telebanc, an automated telephone banking system, as well as individual retirement...