| Cash Flow for United Community Bancorp (UCBA) | | | | | | | Cash Flow | in Thousands of Dollars | | | 06/2008 | 06/2007 | 06/2006 | | | Net Income | (1,456) | 2,494 | 1,038 | | Provision for Loan Loss | 4,718 | 730 | 120 | | Depreciation & Amortization | 600 | 545 | 534 | | Deferred Income Taxes | (753) | (304) | (652) | | Change in Assets (Receivables) | (2,434) | 226 | 1,660 | | Change in Liabilities (Payables) | (14) | 91 | 149 | | Investment Securities Gain | 34 | (1,221) | 286 | | Net Policy Acquisition Cost | - | - | - | | Realized Investment Gains | 1,502 | 31 | (71) | | Net Premiums Receivables | - | - | - | | Change in Income Taxes | - | - | - | | Other Non-Cash Items | 1,231 | (4) | (2,492) | | Net Cash from Operating Activities | 3,428 | 2,588 | 572 | | | | Proceeds from Sale/Mat. Inv. | 24,140 | 34,214 | 39,983 | | Purchase of Investment Securities | (18,399) | (177) | (80,311) | | Net Increase Fed. Funds Sold | (196) | (43) | - | | Purchase of Property & Equipment | 199 | (1,764) | (635) | | Acquisitions | - | - | - | | Other Investment Changes, Net | (18,551) | (29,817) | (43,932) | | Net Cash from Investing Activities | (12,807) | 2,413 | (84,895) | | | Net Change in Deposits | 4,723 | 26,244 | (9,572) | | Cash Dividends paid | (1,059) | (1,034) | (267) | | Repayment of Long Term Debt | (167) | - | - | | Change in Short Term Debt | - | - | - | | Issuance of Long term Debt | 5,000 | - | - | | Issuance of Preferred Stock | - | - | - | | Issuance of Common Stock | - | - | 33,133 | | Purchase of Treasury Stock | (6,528) | (2,239) | - | | Other Financing Activities | 95 | 43 | (224) | | Cash from Financing Activities | 2,064 | 23,014 | 23,070 | | | | Effect of Exchange Rate Changes | - | - | - | | Net Change in Cash & Equivalents | (7,315) | 28,015 | (61,253) | | | Cash at Beginning of Period | 43,025 | 15,010 | 76,263 | | Cash at End of Period | 35,710 | 43,025 | 15,010 | | | |
