|
Income Statement for
United Community Bancorp
(UCBA)
|
|
|
|
|
|
|
| Income
[+]
|
in Thousands of Dollars |
|
| Loans |
- |
16,958 |
16,334 |
17,784 |
18,663 |
| Investment Securities |
3,027 |
2,888 |
2,602 |
2,128 |
2,952 |
| Lease Financing Income |
- |
- |
- |
- |
- |
| Other Interest Income |
- |
- |
- |
- |
- |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Interest Bearing Deposits |
- |
- |
- |
- |
- |
| Loans Held for Resale |
- |
- |
- |
- |
- |
| Trading Account Securities |
- |
- |
- |
- |
- |
| Time Deposits Placed |
- |
- |
- |
- |
- |
| Other Money Market Investments |
- |
- |
- |
- |
- |
| Total Money Market Investments |
- |
- |
- |
- |
- |
| Total Interest Income |
18,186 |
19,846 |
18,936 |
19,912 |
21,615 |
| Deposits |
4,176 |
5,516 |
6,321 |
7,766 |
11,316 |
| Short-Term Debt |
- |
- |
- |
- |
- |
| Long-Term Debt |
112 |
71 |
108 |
140 |
37 |
| Federal Funds Sold/Purchased |
- |
- |
- |
- |
- |
| Capitalized Lease Obligations |
- |
- |
- |
- |
- |
| Other Interest Expense |
4,288 |
- |
- |
- |
- |
| Total Interest Income |
18,186 |
19,846 |
18,936 |
19,912 |
21,615 |
| Total Interest Expense |
(4,288) |
(5,587) |
(6,429) |
(7,906) |
(11,353) |
| Net Interest Income |
13,898 |
14,259 |
12,507 |
12,006 |
10,262 |
| Loan Loss Provision |
(3,662) |
(4,140) |
(4,847) |
(2,447) |
(4,718) |
| Net Interest Income After Loan Loss Provision |
10,236 |
10,119 |
7,660 |
9,559 |
5,544 |
| Trust Fees by Commissions |
- |
- |
- |
- |
- |
| Service Charge on Deposit Accounts |
2,423 |
2,392 |
1,988 |
1,776 |
- |
| Other Service Charges |
2,423 |
- |
- |
- |
1,374 |
| Security Transactions |
N/A |
1,103 |
589 |
343 |
(35) |
| Premiums Earned |
- |
- |
- |
- |
- |
| Net Realized Capital Gains |
- |
(10) |
34 |
- |
300 |
| Investment Banking Profit |
- |
- |
- |
- |
- |
| Other Non-Interest Income |
585 |
553 |
946 |
668 |
558 |
| Non-Interest Income |
4,977 |
4,038 |
3,557 |
2,787 |
2,197 |
| Salaries and Employee Benefits |
6,826 |
7,385 |
6,780 |
6,357 |
5,703 |
| Net Occupancy Expense |
- |
1,325 |
1,101 |
1,074 |
952 |
| Promotion and Advertising |
379 |
408 |
378 |
296 |
300 |
| Property/Liability Insurance Claims |
- |
775 |
740 |
457 |
- |
| Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Amortization of Deferred Policy Acquisition Costs |
- |
- |
- |
- |
- |
| Current and Future Benefits Expense |
- |
- |
- |
- |
- |
| Other Non-Interest Expense |
1,071 |
2,555 |
2,760 |
3,266 |
2,794 |
| Income, Acquired in Process R&D |
- |
- |
- |
- |
- |
| Income, Restructuring and M&A |
- |
(38) |
(439) |
- |
- |
| Other Special Charges |
- |
- |
- |
- |
(101) |
| Non-Interest Expense |
4,288 |
(12,448) |
(11,759) |
(11,450) |
(9,749) |
| Special Income/Charges |
- |
(38) |
(439) |
- |
(101) |
| Net Income Before Taxes |
19,501 |
1,671 |
(981) |
896 |
(2,109) |
| Premium Tax (Credit) |
- |
- |
- |
- |
- |
| Minority Interest |
- |
- |
- |
- |
- |
| Income Taxes |
(788) |
(501) |
569 |
(177) |
653 |
| Net Income from Continuing Operations |
- |
1,170 |
(412) |
719 |
(1,456) |
| Net Income from Discontinued Operations |
- |
- |
- |
- |
- |
| Net Income from Total Operations |
- |
1,170 |
(412) |
719 |
(1,456) |
| Extraordinary Income/Loss |
- |
- |
- |
- |
- |
| Income from Cum. Effect of Acct Change |
- |
- |
- |
- |
- |
| Income from Tax Loss Carryforward |
- |
- |
- |
- |
- |
| Other Gains |
- |
- |
- |
- |
- |
| Total Net Income |
1,989 |
1,170 |
(412) |
719 |
(1,456) |
| Normalized Income |
1,989 |
1,208 |
27 |
719 |
(1,355) |
| Net Income Available for Common |
- |
1,170 |
(412) |
719 |
(1,456) |
|
| Results
[+]
|
in Dollars (Preferred Dividends in Thousands) |
|
|
| Dividends Paid Per Share |
0.67 |
0.67 |
0.62 |
0.56 |
0.50 |
| Preferred Dividends |
- |
- |
- |
- |
- |
| Basic EPS from Continuing Operations |
0.40 |
0.23 |
-0.08 |
0.14 |
-0.29 |
| Basic EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Total Operations |
0.40 |
0.23 |
-0.08 |
0.14 |
-0.29 |
| Basic EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS from Tax Loss Carryforward |
- |
16,958 |
16,334 |
17,784 |
18,663 |
| Basic EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Basic EPS, Total |
0.40 |
0.23 |
-0.08 |
0.14 |
-0.29 |
|
| Basic Normalized Net Income/Share |
N/A |
0.24 |
0.00 |
0.14 |
-0.27 |
|
| Diluted EPS from Continuing Operations |
0.40 |
0.23 |
-0.08 |
0.14 |
-0.29 |
| Diluted EPS from Discontinued Operations |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Total Operations |
0.40 |
0.23 |
-0.08 |
0.14 |
-0.29 |
| Diluted EPS from Extraordinary Inc |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Cum. Effect of Acct Chg |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Tax Loss Carryforward |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS from Other Gains(Loss) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Diluted EPS, Total |
0.40 |
0.23 |
-0.08 |
0.14 |
-0.29 |
|
| Diluted Normalized Net Income/Share |
N/A |
0.24 |
0.00 |
0.14 |
-0.27 |
| Revenues Year-to-Date |
23,163 |
23,884 |
22,493 |
22,699 |
23,812 |
| Income Year-to-Date from Total Operations |
- |
1,170 |
(412) |
719 |
(1,456) |
| EPS Year-to-Date from Total Operations |
0.40 |
0.23 |
-0.08 |
0.14 |
-0.29 |
| Dividends Paid Per Share, Year-to-Date |
0.67 |
0.67 |
0.62 |
0.56 |
0.50 |
|
|
|