United Community Banks, Inc. operates as a bank holding company. The company, through its wholly owned subsidiaries, provides various retail and corporate banking services in the United States. It offers checking, savings, and time deposit accounts; wire transfers; brokerage services; and other financial services. The company also provides secured and unsecured loans, including first and second real estate mortgage loans to individuals, firms, and corporation, as well as makes direct installment loans to consumers on both secured and unsecured basis. It also offers certificates of deposit, individual retirement accounts, investments and insurance, trust, check reorder, online banking,...