|
Cash Flow for
United Community Financial Corp.
(UCFC)
|
|
|
|
|
|
|
| Cash Flow |
in Thousands of Dollars |
|
|
| Net Income |
(20,437) |
230 |
(37,273) |
(16,773) |
(35,279) |
| Provision for Loan Loss |
39,325 |
24,658 |
62,427 |
49,074 |
25,329 |
| Depreciation and Amortization |
1,624 |
1,743 |
2,965 |
4,858 |
2,532 |
| Deferred Income Taxes |
- |
- |
- |
- |
- |
| Change in Assets (Receivables) |
503 |
979 |
5,020 |
4,787 |
(438) |
| Change in Liabilities (Payables) |
(110) |
1,805 |
(403) |
(1,514) |
(6,557) |
| Investment Securities Gain |
(6,325) |
(8,633) |
(8,803) |
(1,863) |
- |
| Net Policy Acquisition Cost |
- |
- |
- |
- |
- |
| Realized Investment Gains |
7,087 |
6,169 |
2,207 |
13,785 |
(2,809) |
| Net Premiums Receivables |
- |
- |
- |
- |
- |
| Change in Income Taxes |
- |
- |
- |
- |
- |
| Other Non-Cash Items |
44,438 |
24,959 |
5,331 |
(8,098) |
123,481 |
| Net Cash from Operating Activities |
22,526 |
32,735 |
31,471 |
44,256 |
106,259 |
|
|
| Proceeds from Sale/Mat. Inv. |
433,714 |
490,818 |
483,823 |
131,692 |
190,507 |
| Purchase of Investment Securities |
(527,713) |
(573,685) |
(568,328) |
(196,295) |
(167,141) |
| Net Increase Fed. Funds Sold |
- |
- |
- |
- |
- |
| Purchase of Property & Equipment |
(2,279) |
(542) |
(847) |
(936) |
11,992 |
| Acquisitions |
- |
- |
- |
- |
- |
| Other Investment Changes, Net |
N/A |
N/A |
116,090 |
284,101 |
(16,402) |
| Net Cash from Investing Activities |
171,042 |
52,727 |
30,738 |
218,562 |
18,956 |
|
| Net Change in Deposits |
(126,423) |
8,736 |
(53,512) |
(116,430) |
54,694 |
| Cash Dividends paid |
- |
- |
- |
- |
(4,064) |
| Repayment of Long Term Debt |
(668,509) |
(615,663) |
(979,705) |
(854,080) |
(886,783) |
| Change in Short Term Debt |
(20) |
- |
- |
- |
- |
| Issuance of Long term Debt |
589,551 |
533,821 |
962,164 |
709,364 |
718,900 |
| Issuance of Preferred Stock |
- |
- |
- |
- |
- |
| Issuance of Common Stock |
- |
2,059 |
- |
- |
- |
| Purchase of Treasury Stock |
- |
- |
- |
- |
- |
| Other Financing Activities |
N/A |
N/A |
877 |
(15) |
1,953 |
| Cash from Financing Activities |
(205,091) |
(68,433) |
(70,176) |
(261,161) |
(115,300) |
|
|
| Effect of Exchange Rate Changes |
- |
- |
- |
- |
- |
| Net Change in Cash & Equivalents |
(11,523) |
17,029 |
(7,967) |
1,657 |
9,915 |
|
| Cash at Beginning of Period |
54,136 |
37,107 |
45,074 |
43,417 |
33,502 |
| Cash at End of Period |
42,613 |
54,136 |
37,107 |
45,074 |
43,417 |
| Total Risk-Based Capital Ratio |
0.16 |
0.00 |
0.00 |
0.00 |
12.06 |
|
|
|
