| Income Statement for United Community Financial Corp. (UCFC) | | | | | | | Income | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | Total Interest Income | 169,950 | 165,430 | 136,052 | 113,441 | 111,663 | | Total Interest Expense | (96,448) | (84,428) | (57,296) | (40,378) | (40,252) | | Net Interest Income | 73,502 | 81,002 | 78,756 | 73,063 | 71,411 | | Loan Loss Provision | (28,750) | (4,347) | (3,028) | (9,370) | (3,179) | | Net Interest Income After Loan Loss Provision | 44,752 | 76,655 | 75,728 | 63,693 | 68,232 | | Non-Interest Income | 46,900 | 40,274 | 38,260 | 36,109 | 40,845 | | Non-Interest Expense | (85,328) | (79,818) | (78,881) | (72,834) | (73,572) | | Special Income/Charges | - | - | - | - | - | | Net Income Before Taxes | 6,324 | 37,111 | 35,107 | 26,968 | 35,505 | | Premium Tax (Credit) | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Income Taxes | (2,191) | (13,000) | (11,910) | (9,103) | (12,565) | | Net Income from Continuing Operations | 4,133 | 24,111 | 23,197 | 17,865 | 22,940 | | Net Income from Discontinued Operations | - | - | - | - | - | | Net Income from Total Operations | 4,133 | 24,111 | 23,197 | 17,865 | 22,940 | | Extraordinary Income/Loss | - | - | - | - | - | | Income from Cum. Effect of Acct Change | - | - | - | - | - | | Income from Tax Loss Carryforward | - | - | - | - | - | | Other Gains | - | - | - | - | - | | Total Net Income | 4,133 | 24,111 | 23,197 | 17,865 | 22,940 | | | Results | in Dollars (Preferred Dividends in Thousands) | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Dividends Paid Per Share | 0.38 | 0.36 | 0.33 | 0.30 | 0.30 | | Preferred Dividends | - | - | - | - | - | | | Basic EPS from Continuing Operations | 0.14 | 0.83 | 0.81 | 0.61 | 0.73 | | Basic EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Total Operations | 0.14 | 0.83 | 0.81 | 0.61 | 0.73 | | Basic EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS, Total | 0.14 | 0.83 | 0.81 | 0.61 | 0.73 | | | Basic Normalized Net Income/Share | 0.14 | 0.83 | 0.81 | 0.61 | 0.73 | | | Diluted EPS from Continuing Operations | 0.14 | 0.82 | 0.80 | 0.60 | 0.72 | | Diluted EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Total Operations | 0.14 | 0.82 | 0.80 | 0.60 | 0.72 | | Diluted EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS, Total | 0.14 | 0.82 | 0.80 | 0.60 | 0.72 | | | Diluted Normalized Net Income/Share | 0.14 | 0.82 | 0.80 | 0.60 | 0.72 | | | |
