General

United Financial Banking Companies, Inc. (“UFBC”), is a one-bank holding company which was organized under the laws of the State of Virginia in February 1982. In July 1983, UFBC acquired all the outstanding common stock of The Business Bank (the “Bank”), a banking company organized under the laws of the State of Virginia. UFBC also wholly owns Business Venture Capital, Inc. (BVCI), a subsidiary which conducts limited lending and other investment activities, United Facilities LLC (“UFLLC”) which holds Bank premises and UFBC Capital Trust I, a business trust. Collectively, UFBC, the Bank, BVCI, and UFLLC are referred to as the Company....