| Balance Sheet for United Security Bancshares Inc. (USBI) | | | | | | | Assets | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Cash and Due from Banks | 13,247 | 14,668 | 15,603 | 11,959 | 12,596 | | Fed. Funds Sold/Securities Purchased | 5,096 | 5,205 | 5,203 | - | - | | Interest-Bearing Dep at Other Banks | 7,427 | 13,791 | 5,950 | 1,990 | 48 | | Investment Securities, Net | 146,569 | 119,763 | 110,765 | 127,721 | 139,104 | | Net Loans | 427,588 | 441,574 | 431,527 | 396,922 | 379,736 | | Premise and Equipment | 18,132 | 18,864 | 19,425 | 19,770 | 11,363 | | Due from Customers Acceptance | - | - | - | - | - | | Trading Account Securities | - | - | - | - | - | | Other Receivables | - | - | - | - | - | | Accrued Interest | 6,141 | 6,096 | 5,210 | 4,649 | 4,972 | | Deferred Acquisition Cost | - | - | - | - | - | | Accrued Investment Income | - | - | - | - | - | | Separate Account Business | - | - | - | - | - | | Time Deposit Placed | - | - | - | - | - | | Intangible Assets | 4,098 | 4,098 | 4,098 | - | - | | Other Assets | 31,598 | 22,237 | 23,702 | 23,142 | 19,368 | | Total Assets | 659,896 | 646,296 | 621,483 | 586,153 | 567,188 | | | Liabilities | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Non-Interest Bearing Deposits | 60,389 | 62,045 | 63,404 | 55,134 | 47,013 | | Interesting Bearing Deposits | 418,165 | 388,017 | 362,827 | 345,317 | 340,668 | | Short Term Debt | 11,212 | 1,757 | 1,248 | 941 | 2,587 | | Other Liabilities | 13,044 | 15,329 | 14,272 | 13,211 | 7,836 | | Bankers Acceptance Outstanding | - | - | - | - | - | | Fed. Funds Purchased/Securities Sold | - | - | - | - | - | | Accrued Taxes | - | - | - | - | - | | Accrued Interest Payables | - | - | 2,434 | - | - | | Other Payables | - | - | - | - | - | | Capital Lease Obligations | - | - | - | - | - | | Claims and Claim Expense | - | - | - | - | - | | Future Policy Benefits | - | - | - | - | - | | Unearned Premiums | - | - | - | - | - | | Policy Holder Funds | - | - | - | - | - | | Participating Policyholder Equity | - | - | - | - | - | | Separate Accounts Business | - | - | - | - | - | | Minority Interest | - | - | (174) | 165 | - | | Long Term Debt | 77,518 | 87,553 | 89,588 | 89,637 | 95,755 | | Total Liabilities | 580,328 | 554,701 | 533,600 | 504,405 | 493,859 | | | Preferred Stock Equity | - | - | - | - | - | | Common Stock Equity | 79,569 | 91,596 | 87,883 | 81,748 | 73,329 | | Total Equities | 79,569 | 91,596 | 87,883 | 81,748 | 73,329 | | | Total Common Shares Outstanding | 6,085 | 6,307 | 6,428 | 6,430 | 6,432 | | Total Preferred shares Outstanding | - | - | - | - | - | | | |
