Vineyard National Bancorp operates as the holding company for Vineyard Bank that offers community banking services in California. Its deposit products include demand deposits, NOW accounts, money market deposits, savings deposits, and time deposits. The bank also provides commercial business and commercial real estate loans; single-family construction loans, such as tract and coastal loans; small business administration loans; income property loans; and consumer loans, such as personal loans, automobile loans, and individual lines of credit. It offers its services to commercial businesses, retail community businesses, single-family residential developers and builders, individuals, and...