| Cash Flow for Wainwright Bank & Trust Company (WAIN) | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2006 | 12/2005 | 12/2004 | 12/2003 | 12/2002 | | | Net Income | 6,974 | 6,812 | 6,381 | 4,707 | 4,247 | | Provision for Loan Loss | 875 | 650 | 350 | 800 | 100 | | Depreciation & Amortization | 1,635 | 1,491 | 1,450 | 1,737 | 1,627 | | Deferred Income Taxes | (202) | (609) | 41 | (31) | 111 | | Change in Assets (Receivables) | (325) | (880) | (320) | (27) | 51 | | Change in Liabilities (Payables) | 579 | 251 | 602 | (95) | 502 | | Investment Securities Gain | (212) | (233) | (649) | (875) | 82 | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (659) | (57) | - | - | - | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | 164 | (63) | 413 | (526) | 403 | | Other Non-Cash Items | 917 | 656 | (502) | (518) | 46 | | Net Cash from Operating Activities | 9,746 | 8,018 | 7,766 | 5,172 | 7,169 | | | | Proceeds from Sale/Mat. Inv. | 158,736 | 186,327 | 74,487 | 207,569 | 116,931 | | Purchase of Investment Securities | (104,662) | (196,254) | (112,486) | (218,009) | (117,661) | | Net Increase Fed. Funds Sold | - | - | - | - | - | | Purchase of Property & Equipment | (889) | (3,082) | (592) | (731) | (2,987) | | Acquisitions | 659 | - | - | - | - | | Other Investment Changes, Net | (25,757) | (84,370) | (77,572) | (100,789) | (39,713) | | Net Cash from Investing Activities | 28,087 | (97,379) | (116,163) | (111,960) | (43,430) | | | Net Change in Deposits | 20,305 | 39,124 | 67,272 | (66) | 64,680 | | Cash Dividends paid | (2,298) | (1,926) | (1,552) | (1,038) | (707) | | Repayment of Long Term Debt | (18,231) | (6,749) | (246) | (163) | (3,051) | | Change in Short Term Debt | (89,821) | 17,014 | 40,699 | 52,533 | (2,577) | | Issuance of Long term Debt | 55,265 | 31,684 | 8,750 | 10,514 | 5,490 | | Issuance of Preferred Stock | - | - | - | - | 1,000 | | Issuance of Common Stock | 233 | 223 | 13,145 | 151 | 51 | | Purchase of Treasury Stock | (2,064) | (2,727) | (126) | - | (53) | | Other Financing Activities | - | - | - | - | - | | Cash from Financing Activities | (36,610) | 76,643 | 127,942 | 61,931 | 64,833 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | 1,223 | (12,718) | 19,545 | (44,857) | 28,572 | | | Cash at Beginning of Period | 20,970 | 33,688 | 14,143 | 59,000 | 30,428 | | Cash at End of Period | 22,193 | 20,970 | 33,688 | 14,143 | 59,000 | | | |
